Overview

Brought to you by YData

Dataset statistics

Number of variables	31
Number of observations	438991
Missing cells	1111698
Missing cells (%)	8.2%
Duplicate rows	0
Duplicate rows (%)	0.0%
Total size in memory	103.8 MiB
Average record size in memory	248.0 B

Variable types

Numeric	19
Categorical	7
Text	5

Alerts

`annual_inc` is highly overall correlated with `annual_inc_joint`	High correlation
`annual_inc_joint` is highly overall correlated with `annual_inc` and 1 other fields	High correlation
`application_type` is highly overall correlated with `annual_inc_joint` and 1 other fields	High correlation
`bc_util` is highly overall correlated with `percent_bc_gt_75`	High correlation
`delinq_2yrs` is highly overall correlated with `mths_since_last_delinq`	High correlation
`dti` is highly overall correlated with `dti_joint`	High correlation
`dti_joint` is highly overall correlated with `application_type` and 1 other fields	High correlation
`funded_amnt` is highly overall correlated with `installment`	High correlation
`installment` is highly overall correlated with `funded_amnt`	High correlation
`mths_since_last_delinq` is highly overall correlated with `delinq_2yrs`	High correlation
`open_acc` is highly overall correlated with `total_acc`	High correlation
`percent_bc_gt_75` is highly overall correlated with `bc_util`	High correlation
`total_acc` is highly overall correlated with `open_acc` and 1 other fields	High correlation
`total_bal_ex_mort` is highly overall correlated with `total_acc`	High correlation
`application_type` is highly imbalanced (67.7%)	Imbalance
`emp_title` has 30367 (6.9%) missing values	Missing
`emp_length` has 30013 (6.8%) missing values	Missing
`mths_since_last_delinq` has 213676 (48.7%) missing values	Missing
`annual_inc_joint` has 413182 (94.1%) missing values	Missing
`dti_joint` has 413183 (94.1%) missing values	Missing
`bc_util` has 5389 (1.2%) missing values	Missing
`percent_bc_gt_75` has 5217 (1.2%) missing values	Missing
`annual_inc` is highly skewed (γ1 = 47.44770867)	Skewed
`dti` is highly skewed (γ1 = 30.87602985)	Skewed
`delinq_2yrs` has 349495 (79.6%) zeros	Zeros
`inq_last_12m` has 120380 (27.4%) zeros	Zeros
`acc_open_past_24mths` has 18634 (4.2%) zeros	Zeros
`bc_util` has 5303 (1.2%) zeros	Zeros
`mort_acc` has 185192 (42.2%) zeros	Zeros
`num_accts_ever_120_pd` has 333074 (75.9%) zeros	Zeros
`percent_bc_gt_75` has 125602 (28.6%) zeros	Zeros

Reproduction

Analysis started	2025-03-06 04:37:36.757293
Analysis finished	2025-03-06 04:39:00.268342
Duration	1 minute and 23.51 seconds
Software version	ydata-profiling vv4.12.2
Download configuration	config.json

funded_amnt
Real number (ℝ)

High correlation

Distinct	1554
Distinct (%)	0.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	14790.996

Minimum	1000
Maximum	40000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	1000
5-th percentile	3000
Q1	7500
median	12000
Q3	20000
95-th percentile	35000
Maximum	40000
Range	39000
Interquartile range (IQR)	12500

Descriptive statistics

Standard deviation	9323.7409
Coefficient of variation (CV)	0.630366
Kurtosis	-0.11482476
Mean	14790.996
Median Absolute Deviation (MAD)	6000
Skewness	0.80461744
Sum	6.4931141 × 10⁹
Variance	86932145
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
10000	34908	8.0%
20000	24266	5.5%
12000	23752	5.4%
15000	22746	5.2%
5000	18151	4.1%
35000	16335	3.7%
8000	15960	3.6%
6000	15280	3.5%
16000	13852	3.2%
24000	12017	2.7%
Other values (1544)	241724	55.1%

Value	Count	Frequency (%)
1000	2235	0.5%
1025	5	< 0.1%
1050	13	< 0.1%
1075	6	< 0.1%
1100	61	< 0.1%
1125	5	< 0.1%
1150	8	< 0.1%
1175	2	< 0.1%
1200	825	0.2%
1225	4	< 0.1%

Value	Count	Frequency (%)
40000	6584	1.5%
39975	4	< 0.1%
39925	4	< 0.1%
39900	3	< 0.1%
39875	1	< 0.1%
39850	3	< 0.1%
39825	3	< 0.1%
39800	6	< 0.1%
39775	7	< 0.1%
39750	3	< 0.1%

term
Categorical

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	3.3 MiB

36 months	322236
60 months	116755

Length

Max length	10
Median length	10
Mean length	10
Min length	10

Characters and Unicode

Total characters	4389910
Distinct characters	10
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	36 months
2nd row	36 months
3rd row	36 months
4th row	60 months
5th row	60 months

Common Values

Value	Count	Frequency (%)
36 months	322236	73.4%
60 months	116755	26.6%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
months	438991	50.0%
36	322236	36.7%
60	116755	13.3%

Most occurring characters

Value	Count	Frequency (%)
	877982	20.0%
6	438991	10.0%
t	438991	10.0%
m	438991	10.0%
o	438991	10.0%
n	438991	10.0%
s	438991	10.0%
h	438991	10.0%
3	322236	7.3%
0	116755	2.7%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	4389910	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
	877982	20.0%
6	438991	10.0%
t	438991	10.0%
m	438991	10.0%
o	438991	10.0%
n	438991	10.0%
s	438991	10.0%
h	438991	10.0%
3	322236	7.3%
0	116755	2.7%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	4389910	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
	877982	20.0%
6	438991	10.0%
t	438991	10.0%
m	438991	10.0%
o	438991	10.0%
n	438991	10.0%
s	438991	10.0%
h	438991	10.0%
3	322236	7.3%
0	116755	2.7%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	4389910	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
	877982	20.0%
6	438991	10.0%
t	438991	10.0%
m	438991	10.0%
o	438991	10.0%
n	438991	10.0%
s	438991	10.0%
h	438991	10.0%
3	322236	7.3%
0	116755	2.7%

int_rate
Text

Distinct	169
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	3.3 MiB

Length

Max length	6
Median length	6
Mean length	5.7111649
Min length	5

Characters and Unicode

Total characters	2507150
Distinct characters	12
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	6 ?
Unique (%)	< 0.1%

Sample

1st row	11.99%
2nd row	11.47%
3rd row	16.29%
4th row	12.99%
5th row	15.31%

Value	Count	Frequency (%)
5.32	17480	4.0%
11.99	17185	3.9%
11.49	14518	3.3%
13.99	11878	2.7%
13.49	11617	2.6%
16.02	10326	2.4%
12.74	10067	2.3%
12.62	9947	2.3%
10.42	9659	2.2%
9.44	9436	2.1%
Other values (159)	316878	72.2%

Most occurring characters

Value	Count	Frequency (%)
.	438991	17.5%
%	438991	17.5%
9	381894	15.2%
1	357153	14.2%
4	173735	6.9%
2	147194	5.9%
7	122216	4.9%
3	107268	4.3%
0	103548	4.1%
5	101907	4.1%
Other values (2)	134253	5.4%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	2507150	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
.	438991	17.5%
%	438991	17.5%
9	381894	15.2%
1	357153	14.2%
4	173735	6.9%
2	147194	5.9%
7	122216	4.9%
3	107268	4.3%
0	103548	4.1%
5	101907	4.1%
Other values (2)	134253	5.4%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	2507150	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
.	438991	17.5%
%	438991	17.5%
9	381894	15.2%
1	357153	14.2%
4	173735	6.9%
2	147194	5.9%
7	122216	4.9%
3	107268	4.3%
0	103548	4.1%
5	101907	4.1%
Other values (2)	134253	5.4%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	2507150	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
.	438991	17.5%
%	438991	17.5%
9	381894	15.2%
1	357153	14.2%
4	173735	6.9%
2	147194	5.9%
7	122216	4.9%
3	107268	4.3%
0	103548	4.1%
5	101907	4.1%
Other values (2)	134253	5.4%

installment
Real number (ℝ)

High correlation

Distinct	44023
Distinct (%)	10.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	443.45142

Minimum	6.68
Maximum	1719.83
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	6.68
5-th percentile	102.65
Q1	241.13
median	370.91
Q3	593.49
95-th percentile	1019.37
Maximum	1719.83
Range	1713.15
Interquartile range (IQR)	352.36

Descriptive statistics

Standard deviation	277.26239
Coefficient of variation (CV)	0.62523735
Kurtosis	0.73586158
Mean	443.45142
Median Absolute Deviation (MAD)	162.82
Skewness	1.0458729
Sum	1.9467118 × 10⁸
Variance	76874.434
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
301.15	1613	0.4%
332.1	1287	0.3%
329.72	1214	0.3%
602.3	1147	0.3%
361.38	1082	0.2%
451.73	1044	0.2%
240.92	873	0.2%
150.58	853	0.2%
166.05	852	0.2%
164.86	844	0.2%
Other values (44013)	428182	97.5%

Value	Count	Frequency (%)
6.68	1	< 0.1%
30.12	29	< 0.1%
30.46	2	< 0.1%
30.65	8	< 0.1%
30.75	6	< 0.1%
30.86	1	< 0.1%
30.87	5	< 0.1%
30.88	19	< 0.1%
30.91	13	< 0.1%
30.98	23	< 0.1%

Value	Count	Frequency (%)
1719.83	1	< 0.1%
1717.63	1	< 0.1%
1715.42	1	< 0.1%
1714.54	3	< 0.1%
1618.03	2	< 0.1%
1607.8	1	< 0.1%
1569.11	4	< 0.1%
1566.8	9	< 0.1%
1556.03	1	< 0.1%
1546.52	9	< 0.1%

emp_title
Text

Missing

Distinct	120032
Distinct (%)	29.4%
Missing	30367
Missing (%)	6.9%
Memory size	3.3 MiB

Length

Max length	40
Median length	31
Mean length	15.195762
Min length	1

Characters and Unicode

Total characters	6209353
Distinct characters	116
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	94513 ?
Unique (%)	23.1%

Sample

1st row	Fraud analyst
2nd row	Client Relations Manager
3rd row	Registerd nurse
4th row	Financial Advisor
5th row	Pharmacist-in-Charge

Value	Count	Frequency (%)
manager	65163	8.1%
director	17463	2.2%
sales	15538	1.9%
assistant	15157	1.9%
supervisor	12412	1.5%
teacher	12226	1.5%
specialist	11399	1.4%
driver	11034	1.4%
senior	11004	1.4%
engineer	10872	1.4%
Other values (23099)	619103	77.3%

Most occurring characters

Value	Count	Frequency (%)
e	684050	11.0%
r	555782	9.0%
a	492441	7.9%
	440993	7.1%
i	433596	7.0%
n	423240	6.8%
t	383457	6.2%
s	301015	4.8%
o	299302	4.8%
c	263851	4.2%
Other values (106)	1931626	31.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	6209353	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
e	684050	11.0%
r	555782	9.0%
a	492441	7.9%
	440993	7.1%
i	433596	7.0%
n	423240	6.8%
t	383457	6.2%
s	301015	4.8%
o	299302	4.8%
c	263851	4.2%
Other values (106)	1931626	31.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	6209353	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
e	684050	11.0%
r	555782	9.0%
a	492441	7.9%
	440993	7.1%
i	433596	7.0%
n	423240	6.8%
t	383457	6.2%
s	301015	4.8%
o	299302	4.8%
c	263851	4.2%
Other values (106)	1931626	31.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	6209353	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
e	684050	11.0%
r	555782	9.0%
a	492441	7.9%
	440993	7.1%
i	433596	7.0%
n	423240	6.8%
t	383457	6.2%
s	301015	4.8%
o	299302	4.8%
c	263851	4.2%
Other values (106)	1931626	31.1%

emp_length
Categorical

Missing

Distinct	11
Distinct (%)	< 0.1%
Missing	30013
Missing (%)	6.8%
Memory size	3.3 MiB

10+ years	148471
2 years	39794
< 1 year	37836
3 years	35018
1 year	29239
Other values (6)	118620

Length

Max length	9
Median length	8
Mean length	7.7470793
Min length	6

Characters and Unicode

Total characters	3168385
Distinct characters	18
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	8 years
2nd row	< 1 year
3rd row	8 years
4th row	5 years
5th row	3 years

Common Values

Value	Count	Frequency (%)
10+ years	148471	33.8%
2 years	39794	9.1%
< 1 year	37836	8.6%
3 years	35018	8.0%
1 year	29239	6.7%
5 years	26483	6.0%
4 years	26208	6.0%
6 years	18920	4.3%
9 years	16068	3.7%
8 years	15892	3.6%
(Missing)	30013	6.8%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
years	341903	40.0%
10	148471	17.3%
1	67075	7.8%
year	67075	7.8%
2	39794	4.6%
	37836	4.4%
3	35018	4.1%
5	26483	3.1%
4	26208	3.1%
6	18920	2.2%
Other values (3)	47009	5.5%

Most occurring characters

Value	Count	Frequency (%)
	446814	14.1%
y	408978	12.9%
r	408978	12.9%
a	408978	12.9%
e	408978	12.9%
s	341903	10.8%
1	215546	6.8%
0	148471	4.7%
+	148471	4.7%
2	39794	1.3%
Other values (8)	191474	6.0%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	3168385	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
	446814	14.1%
y	408978	12.9%
r	408978	12.9%
a	408978	12.9%
e	408978	12.9%
s	341903	10.8%
1	215546	6.8%
0	148471	4.7%
+	148471	4.7%
2	39794	1.3%
Other values (8)	191474	6.0%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	3168385	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
	446814	14.1%
y	408978	12.9%
r	408978	12.9%
a	408978	12.9%
e	408978	12.9%
s	341903	10.8%
1	215546	6.8%
0	148471	4.7%
+	148471	4.7%
2	39794	1.3%
Other values (8)	191474	6.0%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	3168385	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
	446814	14.1%
y	408978	12.9%
r	408978	12.9%
a	408978	12.9%
e	408978	12.9%
s	341903	10.8%
1	215546	6.8%
0	148471	4.7%
+	148471	4.7%
2	39794	1.3%
Other values (8)	191474	6.0%

home_ownership
Categorical

Distinct	5
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	3.3 MiB

MORTGAGE	214298
RENT	171853
OWN	52575
ANY	262
NONE	3

Length

Max length	8
Median length	4
Mean length	5.8322813
Min length	3

Characters and Unicode

Total characters	2560319
Distinct characters	10
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	RENT
2nd row	RENT
3rd row	MORTGAGE
4th row	MORTGAGE
5th row	MORTGAGE

Common Values

Value	Count	Frequency (%)
MORTGAGE	214298	48.8%
RENT	171853	39.1%
OWN	52575	12.0%
ANY	262	0.1%
NONE	3	< 0.1%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
mortgage	214298	48.8%
rent	171853	39.1%
own	52575	12.0%
any	262	0.1%
none	3	< 0.1%

Most occurring characters

Value	Count	Frequency (%)
G	428596	16.7%
E	386154	15.1%
T	386151	15.1%
R	386151	15.1%
O	266876	10.4%
N	224696	8.8%
A	214560	8.4%
M	214298	8.4%
W	52575	2.1%
Y	262	< 0.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	2560319	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
G	428596	16.7%
E	386154	15.1%
T	386151	15.1%
R	386151	15.1%
O	266876	10.4%
N	224696	8.8%
A	214560	8.4%
M	214298	8.4%
W	52575	2.1%
Y	262	< 0.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	2560319	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
G	428596	16.7%
E	386154	15.1%
T	386151	15.1%
R	386151	15.1%
O	266876	10.4%
N	224696	8.8%
A	214560	8.4%
M	214298	8.4%
W	52575	2.1%
Y	262	< 0.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	2560319	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
G	428596	16.7%
E	386154	15.1%
T	386151	15.1%
R	386151	15.1%
O	266876	10.4%
N	224696	8.8%
A	214560	8.4%
M	214298	8.4%
W	52575	2.1%
Y	262	< 0.1%

annual_inc
Real number (ℝ)

High correlation Skewed

Distinct	28079
Distinct (%)	6.4%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	79786.051

Minimum	0
Maximum	10999200
Zeros	273
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	28000
Q1	47594.9
median	66264
Q3	95000
95-th percentile	167000
Maximum	10999200
Range	10999200
Interquartile range (IQR)	47405.1

Descriptive statistics

Standard deviation	81942.723
Coefficient of variation (CV)	1.0270307
Kurtosis	4382.9964
Mean	79786.051
Median Absolute Deviation (MAD)	22736
Skewness	47.447709
Sum	3.5025358 × 10¹⁰
Variance	6.7146099 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
60000	16919	3.9%
50000	14656	3.3%
65000	12633	2.9%
70000	12111	2.8%
80000	11773	2.7%
40000	11466	2.6%
75000	11373	2.6%
45000	10296	2.3%
55000	9782	2.2%
100000	9366	2.1%
Other values (28069)	318616	72.6%

Value	Count	Frequency (%)
0	273	0.1%
1	8	< 0.1%
6	1	< 0.1%
10	3	< 0.1%
20	2	< 0.1%
25	1	< 0.1%
50	1	< 0.1%
100	3	< 0.1%
150	1	< 0.1%
200	2	< 0.1%

Value	Count	Frequency (%)
10999200	1	< 0.1%
9550000	1	< 0.1%
9522972	1	< 0.1%
9225000	1	< 0.1%
8900000	1	< 0.1%
8500000	1	< 0.1%
8400000	1	< 0.1%
8300000	1	< 0.1%
8000000	1	< 0.1%
7500000	1	< 0.1%

loan_status
Categorical

Distinct	4
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	3.3 MiB

Current	251552
Fully Paid	132055
Charged Off	40902
Late	14482

Length

Max length	11
Median length	7
Mean length	8.1761676
Min length	4

Characters and Unicode

Total characters	3589264
Distinct characters	19
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Fully Paid
2nd row	Current
3rd row	Current
4th row	Current
5th row	Current

Common Values

Value	Count	Frequency (%)
Current	251552	57.3%
Fully Paid	132055	30.1%
Charged Off	40902	9.3%
Late	14482	3.3%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
current	251552	41.1%
fully	132055	21.6%
paid	132055	21.6%
charged	40902	6.7%
off	40902	6.7%
late	14482	2.4%

Most occurring characters

Value	Count	Frequency (%)
r	544006	15.2%
u	383607	10.7%
e	306936	8.6%
C	292454	8.1%
t	266034	7.4%
l	264110	7.4%
n	251552	7.0%
a	187439	5.2%
	172957	4.8%
d	172957	4.8%
Other values (9)	747212	20.8%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	3589264	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
r	544006	15.2%
u	383607	10.7%
e	306936	8.6%
C	292454	8.1%
t	266034	7.4%
l	264110	7.4%
n	251552	7.0%
a	187439	5.2%
	172957	4.8%
d	172957	4.8%
Other values (9)	747212	20.8%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	3589264	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
r	544006	15.2%
u	383607	10.7%
e	306936	8.6%
C	292454	8.1%
t	266034	7.4%
l	264110	7.4%
n	251552	7.0%
a	187439	5.2%
	172957	4.8%
d	172957	4.8%
Other values (9)	747212	20.8%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	3589264	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
r	544006	15.2%
u	383607	10.7%
e	306936	8.6%
C	292454	8.1%
t	266034	7.4%
l	264110	7.4%
n	251552	7.0%
a	187439	5.2%
	172957	4.8%
d	172957	4.8%
Other values (9)	747212	20.8%

purpose
Categorical

Distinct	14
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	3.3 MiB

debt_consolidation	246935
credit_card	91374
home_improvement	32995
other	30875
major_purchase	10685
Other values (9)	26127

Length

Max length	18
Median length	18
Mean length	14.753592
Min length	3

Characters and Unicode

Total characters	6476694
Distinct characters	22
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	2 ?
Unique (%)	< 0.1%

Sample

1st row	debt_consolidation
2nd row	debt_consolidation
3rd row	debt_consolidation
4th row	debt_consolidation
5th row	debt_consolidation

Common Values

Value	Count	Frequency (%)
debt_consolidation	246935	56.3%
credit_card	91374	20.8%
home_improvement	32995	7.5%
other	30875	7.0%
major_purchase	10685	2.4%
medical	6248	1.4%
car	5062	1.2%
small_business	4930	1.1%
vacation	3585	0.8%
moving	3480	0.8%
Other values (4)	2822	0.6%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
debt_consolidation	246935	56.3%
credit_card	91374	20.8%
home_improvement	32995	7.5%
other	30875	7.0%
major_purchase	10685	2.4%
medical	6248	1.4%
car	5062	1.2%
small_business	4930	1.1%
vacation	3585	0.8%
moving	3480	0.8%
Other values (4)	2822	0.6%

Most occurring characters

Value	Count	Frequency (%)
o	857946	13.2%
d	682869	10.5%
t	652700	10.1%
i	636484	9.8%
n	539452	8.3%
e	494034	7.6%
c	455264	7.0%
_	387214	6.0%
a	383386	5.9%
s	279865	4.3%
Other values (12)	1107480	17.1%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	6476694	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
o	857946	13.2%
d	682869	10.5%
t	652700	10.1%
i	636484	9.8%
n	539452	8.3%
e	494034	7.6%
c	455264	7.0%
_	387214	6.0%
a	383386	5.9%
s	279865	4.3%
Other values (12)	1107480	17.1%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	6476694	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
o	857946	13.2%
d	682869	10.5%
t	652700	10.1%
i	636484	9.8%
n	539452	8.3%
e	494034	7.6%
c	455264	7.0%
_	387214	6.0%
a	383386	5.9%
s	279865	4.3%
Other values (12)	1107480	17.1%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	6476694	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
o	857946	13.2%
d	682869	10.5%
t	652700	10.1%
i	636484	9.8%
n	539452	8.3%
e	494034	7.6%
c	455264	7.0%
_	387214	6.0%
a	383386	5.9%
s	279865	4.3%
Other values (12)	1107480	17.1%

zip_code
Text

Distinct	908
Distinct (%)	0.2%
Missing	0
Missing (%)	0.0%
Memory size	3.3 MiB

Length

Max length	5
Median length	5
Mean length	5
Min length	5

Characters and Unicode

Total characters	2194955
Distinct characters	11
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	24 ?
Unique (%)	< 0.1%

Sample

1st row	853xx
2nd row	972xx
3rd row	349xx
4th row	601xx
5th row	373xx

Value	Count	Frequency (%)
750xx	4620	1.1%
112xx	4607	1.0%
945xx	4524	1.0%
606xx	4104	0.9%
300xx	3979	0.9%
331xx	3688	0.8%
070xx	3562	0.8%
770xx	3522	0.8%
330xx	3364	0.8%
891xx	3330	0.8%
Other values (898)	399691	91.0%

Most occurring characters

Value	Count	Frequency (%)
x	877982	40.0%
0	194324	8.9%
1	154910	7.1%
3	149372	6.8%
2	136088	6.2%
7	131806	6.0%
9	124822	5.7%
4	114617	5.2%
8	108268	4.9%
5	105540	4.8%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	2194955	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
x	877982	40.0%
0	194324	8.9%
1	154910	7.1%
3	149372	6.8%
2	136088	6.2%
7	131806	6.0%
9	124822	5.7%
4	114617	5.2%
8	108268	4.9%
5	105540	4.8%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	2194955	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
x	877982	40.0%
0	194324	8.9%
1	154910	7.1%
3	149372	6.8%
2	136088	6.2%
7	131806	6.0%
9	124822	5.7%
4	114617	5.2%
8	108268	4.9%
5	105540	4.8%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	2194955	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
x	877982	40.0%
0	194324	8.9%
1	154910	7.1%
3	149372	6.8%
2	136088	6.2%
7	131806	6.0%
9	124822	5.7%
4	114617	5.2%
8	108268	4.9%
5	105540	4.8%

addr_state
Categorical

Distinct	50
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	3.3 MiB

CA	58548
TX	37043
NY	36303
FL	31858
IL	18131
Other values (45)	257108

Length

Max length	2
Median length	2
Mean length	2
Min length	2

Characters and Unicode

Total characters	877982
Distinct characters	24
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	AZ
2nd row	OR
3rd row	FL
4th row	IL
5th row	TN

Common Values

Value	Count	Frequency (%)
CA	58548	13.3%
TX	37043	8.4%
NY	36303	8.3%
FL	31858	7.3%
IL	18131	4.1%
NJ	16203	3.7%
OH	14878	3.4%
PA	14634	3.3%
GA	14448	3.3%
NC	12257	2.8%
Other values (40)	184688	42.1%

Length

Histogram of lengths of the category

Value	Count	Frequency (%)
ca	58548	13.3%
tx	37043	8.4%
ny	36303	8.3%
fl	31858	7.3%
il	18131	4.1%
nj	16203	3.7%
oh	14878	3.4%
pa	14634	3.3%
ga	14448	3.3%
nc	12257	2.8%
Other values (40)	184688	42.1%

Most occurring characters

Value	Count	Frequency (%)
A	143155	16.3%
N	101348	11.5%
C	93600	10.7%
L	60152	6.9%
T	56383	6.4%
M	54541	6.2%
I	48529	5.5%
Y	41501	4.7%
O	40134	4.6%
X	37043	4.2%
Other values (14)	201596	23.0%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	877982	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
A	143155	16.3%
N	101348	11.5%
C	93600	10.7%
L	60152	6.9%
T	56383	6.4%
M	54541	6.2%
I	48529	5.5%
Y	41501	4.7%
O	40134	4.6%
X	37043	4.2%
Other values (14)	201596	23.0%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	877982	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
A	143155	16.3%
N	101348	11.5%
C	93600	10.7%
L	60152	6.9%
T	56383	6.4%
M	54541	6.2%
I	48529	5.5%
Y	41501	4.7%
O	40134	4.6%
X	37043	4.2%
Other values (14)	201596	23.0%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	877982	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
A	143155	16.3%
N	101348	11.5%
C	93600	10.7%
L	60152	6.9%
T	56383	6.4%
M	54541	6.2%
I	48529	5.5%
Y	41501	4.7%
O	40134	4.6%
X	37043	4.2%
Other values (14)	201596	23.0%

dti
Real number (ℝ)

High correlation Skewed

Distinct	6986
Distinct (%)	1.6%
Missing	285
Missing (%)	0.1%
Infinite	0
Infinite (%)	0.0%
Mean	19.053124

Minimum	-1
Maximum	999
Zeros	218
Zeros (%)	< 0.1%
Negative	2
Negative (%)	< 0.1%
Memory size	3.3 MiB

Quantile statistics

Minimum	-1
5-th percentile	5.12
Q1	12.13
median	18.1
Q3	24.8
95-th percentile	33.7
Maximum	999
Range	1000
Interquartile range (IQR)	12.67

Descriptive statistics

Standard deviation	14.427149
Coefficient of variation (CV)	0.75720649
Kurtosis	1875.6497
Mean	19.053124
Median Absolute Deviation (MAD)	6.3
Skewness	30.87603
Sum	8358719.6
Variance	208.14262
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
14.4	306	0.1%
20.4	300	0.1%
13.2	296	0.1%
18	294	0.1%
16.8	293	0.1%
21.6	290	0.1%
12	288	0.1%
19.2	287	0.1%
15.6	275	0.1%
10.8	274	0.1%
Other values (6976)	435803	99.3%
(Missing)	285	0.1%

Value	Count	Frequency (%)
-1	2	< 0.1%
0	218	< 0.1%
0.01	3	< 0.1%
0.02	6	< 0.1%
0.03	4	< 0.1%
0.05	6	< 0.1%
0.06	6	< 0.1%
0.07	6	< 0.1%
0.08	1	< 0.1%
0.09	2	< 0.1%

Value	Count	Frequency (%)
999	31	< 0.1%
995.17	1	< 0.1%
991.57	1	< 0.1%
886.77	1	< 0.1%
847.22	1	< 0.1%
831.97	1	< 0.1%
818.1	1	< 0.1%
775.9	1	< 0.1%
770	1	< 0.1%
762.5	1	< 0.1%

delinq_2yrs
Real number (ℝ)

High correlation Zeros

Distinct	29
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.34341479

Minimum	0
Maximum	42
Zeros	349495
Zeros (%)	79.6%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	2
Maximum	42
Range	42
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	0.93006333
Coefficient of variation (CV)	2.7082798
Kurtosis	65.440673
Mean	0.34341479
Median Absolute Deviation (MAD)	0
Skewness	5.7037747
Sum	150756
Variance	0.86501779
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=29)

Value	Count	Frequency (%)
0	349495	79.6%
1	58564	13.3%
2	17683	4.0%
3	6562	1.5%
4	2905	0.7%
5	1511	0.3%
6	882	0.2%
7	482	0.1%
8	286	0.1%
9	193	< 0.1%
Other values (19)	428	0.1%

Value	Count	Frequency (%)
0	349495	79.6%
1	58564	13.3%
2	17683	4.0%
3	6562	1.5%
4	2905	0.7%
5	1511	0.3%
6	882	0.2%
7	482	0.1%
8	286	0.1%
9	193	< 0.1%

Value	Count	Frequency (%)
42	1	< 0.1%
36	1	< 0.1%
30	1	< 0.1%
26	1	< 0.1%
25	1	< 0.1%
24	1	< 0.1%
22	1	< 0.1%
21	2	< 0.1%
20	4	< 0.1%
19	4	< 0.1%

earliest_cr_line
Text

Distinct	680
Distinct (%)	0.2%
Missing	0
Missing (%)	0.0%
Memory size	3.3 MiB

Length

Max length	6
Median length	6
Mean length	6
Min length	6

Characters and Unicode

Total characters	2633946
Distinct characters	33
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	34 ?
Unique (%)	< 0.1%

Sample

1st row	Jul-12
2nd row	Mar-04
3rd row	May-05
4th row	Aug-88
5th row	Aug-98

Value	Count	Frequency (%)
sep-05	3353	0.8%
sep-04	3351	0.8%
aug-04	3164	0.7%
aug-03	3158	0.7%
aug-05	3138	0.7%
sep-03	3132	0.7%
aug-06	3040	0.7%
oct-03	2981	0.7%
oct-04	2902	0.7%
aug-02	2852	0.6%
Other values (670)	407920	92.9%

Most occurring characters

Value	Count	Frequency (%)
-	438991	16.7%
0	274802	10.4%
9	163887	6.2%
u	114897	4.4%
e	109239	4.1%
a	101617	3.9%
J	101187	3.8%
A	78685	3.0%
p	77336	2.9%
c	75618	2.9%
Other values (23)	1097687	41.7%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	2633946	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
-	438991	16.7%
0	274802	10.4%
9	163887	6.2%
u	114897	4.4%
e	109239	4.1%
a	101617	3.9%
J	101187	3.8%
A	78685	3.0%
p	77336	2.9%
c	75618	2.9%
Other values (23)	1097687	41.7%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	2633946	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
-	438991	16.7%
0	274802	10.4%
9	163887	6.2%
u	114897	4.4%
e	109239	4.1%
a	101617	3.9%
J	101187	3.8%
A	78685	3.0%
p	77336	2.9%
c	75618	2.9%
Other values (23)	1097687	41.7%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	2633946	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
-	438991	16.7%
0	274802	10.4%
9	163887	6.2%
u	114897	4.4%
e	109239	4.1%
a	101617	3.9%
J	101187	3.8%
A	78685	3.0%
p	77336	2.9%
c	75618	2.9%
Other values (23)	1097687	41.7%

fico_range_high
Real number (ℝ)

Distinct	38
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	701.84428

Minimum	664
Maximum	850
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	664
5-th percentile	664
Q1	674
median	694
Q3	719
95-th percentile	769
Maximum	850
Range	186
Interquartile range (IQR)	45

Descriptive statistics

Standard deviation	32.929589
Coefficient of variation (CV)	0.046918655
Kurtosis	1.43099
Mean	701.84428
Median Absolute Deviation (MAD)	20
Skewness	1.2256408
Sum	3.0810332 × 10⁸
Variance	1084.3579
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=38)

Value	Count	Frequency (%)
664	38799	8.8%
669	36735	8.4%
674	36052	8.2%
684	32415	7.4%
679	32368	7.4%
689	28302	6.4%
694	27848	6.3%
699	24932	5.7%
704	23840	5.4%
709	21494	4.9%
Other values (28)	136206	31.0%

Value	Count	Frequency (%)
664	38799	8.8%
669	36735	8.4%
674	36052	8.2%
679	32368	7.4%
684	32415	7.4%
689	28302	6.4%
694	27848	6.3%
699	24932	5.7%
704	23840	5.4%
709	21494	4.9%

Value	Count	Frequency (%)
850	88	< 0.1%
844	112	< 0.1%
839	180	< 0.1%
834	294	0.1%
829	439	0.1%
824	544	0.1%
819	765	0.2%
814	897	0.2%
809	1263	0.3%
804	1521	0.3%

mths_since_last_delinq
Real number (ℝ)

High correlation Missing

Distinct	147
Distinct (%)	0.1%
Missing	213676
Missing (%)	48.7%
Infinite	0
Infinite (%)	0.0%
Mean	33.849042

Minimum	0
Maximum	195
Zeros	460
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	15
median	30
Q3	49
95-th percentile	74
Maximum	195
Range	195
Interquartile range (IQR)	34

Descriptive statistics

Standard deviation	21.887352
Coefficient of variation (CV)	0.64661659
Kurtosis	-0.64835153
Mean	33.849042
Median Absolute Deviation (MAD)	16
Skewness	0.4945745
Sum	7626697
Variance	479.05619
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
12	4364	1.0%
7	4347	1.0%
6	4338	1.0%
13	4335	1.0%
9	4295	1.0%
8	4098	0.9%
11	4062	0.9%
14	4053	0.9%
10	4042	0.9%
15	3987	0.9%
Other values (137)	183394	41.8%
(Missing)	213676	48.7%

Value	Count	Frequency (%)
0	460	0.1%
1	1744	0.4%
2	2450	0.6%
3	3032	0.7%
4	3469	0.8%
5	3804	0.9%
6	4338	1.0%
7	4347	1.0%
8	4098	0.9%
9	4295	1.0%

Value	Count	Frequency (%)
195	1	< 0.1%
192	1	< 0.1%
188	1	< 0.1%
178	1	< 0.1%
168	1	< 0.1%
162	1	< 0.1%
161	1	< 0.1%
150	1	< 0.1%
146	2	< 0.1%
142	1	< 0.1%

open_acc
Real number (ℝ)

High correlation

Distinct	74
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	11.746391

Minimum	0
Maximum	97
Zeros	8
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	5
Q1	8
median	11
Q3	15
95-th percentile	23
Maximum	97
Range	97
Interquartile range (IQR)	7

Descriptive statistics

Standard deviation	5.7677068
Coefficient of variation (CV)	0.49101947
Kurtosis	3.6229375
Mean	11.746391
Median Absolute Deviation (MAD)	3
Skewness	1.3414156
Sum	5156560
Variance	33.266442
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
9	37009	8.4%
10	36088	8.2%
8	36028	8.2%
11	33748	7.7%
7	33619	7.7%
12	30503	6.9%
6	27891	6.4%
13	26563	6.1%
14	22872	5.2%
5	20893	4.8%
Other values (64)	133777	30.5%

Value	Count	Frequency (%)
0	8	< 0.1%
1	257	0.1%
2	1859	0.4%
3	6306	1.4%
4	13063	3.0%
5	20893	4.8%
6	27891	6.4%
7	33619	7.7%
8	36028	8.2%
9	37009	8.4%

Value	Count	Frequency (%)
97	1	< 0.1%
93	1	< 0.1%
86	2	< 0.1%
81	1	< 0.1%
80	2	< 0.1%
75	1	< 0.1%
69	1	< 0.1%
68	1	< 0.1%
66	1	< 0.1%
65	3	< 0.1%

revol_bal
Real number (ℝ)

Distinct	61561
Distinct (%)	14.0%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	16638.971

Minimum	0
Maximum	2559552
Zeros	2153
Zeros (%)	0.5%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	1568
Q1	5815
median	11040
Q3	19850
95-th percentile	45963
Maximum	2559552
Range	2559552
Interquartile range (IQR)	14035

Descriptive statistics

Standard deviation	23834.503
Coefficient of variation (CV)	1.4324505
Kurtosis	550.57395
Mean	16638.971
Median Absolute Deviation (MAD)	6231
Skewness	12.557355
Sum	7.3043585 × 10⁹
Variance	5.6808352 × 10⁸
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	2153	0.5%
8	43	< 0.1%
10	43	< 0.1%
5738	43	< 0.1%
4769	40	< 0.1%
5039	40	< 0.1%
5092	40	< 0.1%
5721	39	< 0.1%
8170	39	< 0.1%
5396	39	< 0.1%
Other values (61551)	436472	99.4%

Value	Count	Frequency (%)
0	2153	0.5%
1	22	< 0.1%
2	30	< 0.1%
3	29	< 0.1%
4	31	< 0.1%
5	24	< 0.1%
6	27	< 0.1%
7	22	< 0.1%
8	43	< 0.1%
9	28	< 0.1%

Value	Count	Frequency (%)
2559552	1	< 0.1%
1698749	1	< 0.1%
1696796	1	< 0.1%
1039013	1	< 0.1%
1023940	1	< 0.1%
971736	1	< 0.1%
895286	1	< 0.1%
893598	1	< 0.1%
853207	1	< 0.1%
832764	1	< 0.1%

revol_util
Text

Distinct	1163
Distinct (%)	0.3%
Missing	359
Missing (%)	0.1%
Memory size	3.3 MiB

Length

Max length	7
Median length	6
Mean length	5.5027563
Min length	2

Characters and Unicode

Total characters	2413685
Distinct characters	12
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	67 ?
Unique (%)	< 0.1%

Sample

1st row	6.90%
2nd row	90.10%
3rd row	49.10%
4th row	78.10%
5th row	96%

Value	Count	Frequency (%)
0	2235	0.5%
55	933	0.2%
56	932	0.2%
60	906	0.2%
48	897	0.2%
57	891	0.2%
51	889	0.2%
42	867	0.2%
45	867	0.2%
54	866	0.2%
Other values (1153)	428349	97.7%

Most occurring characters

Value	Count	Frequency (%)
%	438632	18.2%
0	421223	17.5%
.	373181	15.5%
4	145327	6.0%
5	144619	6.0%
3	144591	6.0%
6	137810	5.7%
2	134388	5.6%
7	128993	5.3%
1	121547	5.0%
Other values (2)	223374	9.3%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	2413685	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
%	438632	18.2%
0	421223	17.5%
.	373181	15.5%
4	145327	6.0%
5	144619	6.0%
3	144591	6.0%
6	137810	5.7%
2	134388	5.6%
7	128993	5.3%
1	121547	5.0%
Other values (2)	223374	9.3%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	2413685	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
%	438632	18.2%
0	421223	17.5%
.	373181	15.5%
4	145327	6.0%
5	144619	6.0%
3	144591	6.0%
6	137810	5.7%
2	134388	5.6%
7	128993	5.3%
1	121547	5.0%
Other values (2)	223374	9.3%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	2413685	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
%	438632	18.2%
0	421223	17.5%
.	373181	15.5%
4	145327	6.0%
5	144619	6.0%
3	144591	6.0%
6	137810	5.7%
2	134388	5.6%
7	128993	5.3%
1	121547	5.0%
Other values (2)	223374	9.3%

total_acc
Real number (ℝ)

High correlation

Distinct	126
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	23.908381

Minimum	2
Maximum	173
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	2
5-th percentile	8
Q1	15
median	22
Q3	30
95-th percentile	46
Maximum	173
Range	171
Interquartile range (IQR)	15

Descriptive statistics

Standard deviation	11.938711
Coefficient of variation (CV)	0.49935254
Kurtosis	2.1537577
Mean	23.908381
Median Absolute Deviation (MAD)	7
Skewness	1.066801
Sum	10495564
Variance	142.53281
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
20	16176	3.7%
19	16169	3.7%
18	16156	3.7%
21	16135	3.7%
16	16011	3.6%
17	16007	3.6%
22	15363	3.5%
15	15326	3.5%
23	15236	3.5%
14	14831	3.4%
Other values (116)	281581	64.1%

Value	Count	Frequency (%)
2	238	0.1%
3	848	0.2%
4	1907	0.4%
5	3174	0.7%
6	4741	1.1%
7	6332	1.4%
8	7633	1.7%
9	9294	2.1%
10	10746	2.4%
11	12045	2.7%

Value	Count	Frequency (%)
173	1	< 0.1%
165	1	< 0.1%
160	1	< 0.1%
151	1	< 0.1%
144	2	< 0.1%
137	2	< 0.1%
136	1	< 0.1%
122	3	< 0.1%
121	1	< 0.1%
120	1	< 0.1%

application_type
Categorical

High correlation Imbalance

Distinct	2
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Memory size	3.3 MiB

Individual	413182
Joint App	25809

Length

Max length	10
Median length	10
Mean length	9.9412084
Min length	9

Characters and Unicode

Total characters	4364101
Distinct characters	14
Distinct categories	1 ?
Distinct scripts	1 ?
Distinct blocks	1 ?

The Unicode Standard assigns character properties to each code point, which can be used to analyse textual variables.

Unique

Unique	0 ?
Unique (%)	0.0%

Sample

1st row	Individual
2nd row	Individual
3rd row	Individual
4th row	Individual
5th row	Individual

Common Values

Value	Count	Frequency (%)
Individual	413182	94.1%
Joint App	25809	5.9%

Length

Histogram of lengths of the category

Common Values (Plot)

Value	Count	Frequency (%)
individual	413182	88.9%
joint	25809	5.6%
app	25809	5.6%

Most occurring characters

Value	Count	Frequency (%)
i	852173	19.5%
d	826364	18.9%
n	438991	10.1%
I	413182	9.5%
v	413182	9.5%
u	413182	9.5%
a	413182	9.5%
l	413182	9.5%
p	51618	1.2%
J	25809	0.6%
Other values (4)	103236	2.4%

Most occurring categories

Value	Count	Frequency (%)
(unknown)	4364101	100.0%

Most frequent character per category

(unknown)

Value	Count	Frequency (%)
i	852173	19.5%
d	826364	18.9%
n	438991	10.1%
I	413182	9.5%
v	413182	9.5%
u	413182	9.5%
a	413182	9.5%
l	413182	9.5%
p	51618	1.2%
J	25809	0.6%
Other values (4)	103236	2.4%

Most occurring scripts

Value	Count	Frequency (%)
(unknown)	4364101	100.0%

Most frequent character per script

(unknown)

Value	Count	Frequency (%)
i	852173	19.5%
d	826364	18.9%
n	438991	10.1%
I	413182	9.5%
v	413182	9.5%
u	413182	9.5%
a	413182	9.5%
l	413182	9.5%
p	51618	1.2%
J	25809	0.6%
Other values (4)	103236	2.4%

Most occurring blocks

Value	Count	Frequency (%)
(unknown)	4364101	100.0%

Most frequent character per block

(unknown)

Value	Count	Frequency (%)
i	852173	19.5%
d	826364	18.9%
n	438991	10.1%
I	413182	9.5%
v	413182	9.5%
u	413182	9.5%
a	413182	9.5%
l	413182	9.5%
p	51618	1.2%
J	25809	0.6%
Other values (4)	103236	2.4%

annual_inc_joint
Real number (ℝ)

High correlation Missing

Distinct	5103
Distinct (%)	19.8%
Missing	413182
Missing (%)	94.1%
Infinite	0
Infinite (%)	0.0%
Mean	117801.75

Minimum	13470
Maximum	1300000
Zeros	0
Zeros (%)	0.0%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	13470
5-th percentile	52000
Q1	81000
median	107000
Q3	140000
95-th percentile	215000
Maximum	1300000
Range	1286530
Interquartile range (IQR)	59000

Descriptive statistics

Standard deviation	57901.008
Coefficient of variation (CV)	0.49151231
Kurtosis	27.134676
Mean	117801.75
Median Absolute Deviation (MAD)	29000
Skewness	3.1057193
Sum	3.0403453 × 10⁹
Variance	3.3525267 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
100000	488	0.1%
120000	437	0.1%
110000	432	0.1%
90000	414	0.1%
130000	392	0.1%
80000	356	0.1%
95000	324	0.1%
105000	322	0.1%
150000	315	0.1%
140000	309	0.1%
Other values (5093)	22020	5.0%
(Missing)	413182	94.1%

Value	Count	Frequency (%)
13470	1	< 0.1%
15801	1	< 0.1%
17200	1	< 0.1%
18000	2	< 0.1%
18072	1	< 0.1%
18180	1	< 0.1%
19000	1	< 0.1%
19200	1	< 0.1%
19464	1	< 0.1%
19528	1	< 0.1%

Value	Count	Frequency (%)
1300000	1	< 0.1%
1050000	2	< 0.1%
925000	1	< 0.1%
900000	1	< 0.1%
850000	1	< 0.1%
800000	1	< 0.1%
780000	1	< 0.1%
760000	1	< 0.1%
750000	1	< 0.1%
744000	1	< 0.1%

dti_joint
Real number (ℝ)

High correlation Missing

Distinct	3548
Distinct (%)	13.7%
Missing	413183
Missing (%)	94.1%
Infinite	0
Infinite (%)	0.0%
Mean	19.06079

Minimum	0
Maximum	69.49
Zeros	5
Zeros (%)	< 0.1%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	7.34
Q1	13.63
median	18.71
Q3	24.24
95-th percentile	31.93
Maximum	69.49
Range	69.49
Interquartile range (IQR)	10.61

Descriptive statistics

Standard deviation	7.45873
Coefficient of variation (CV)	0.39131273
Kurtosis	-0.22952902
Mean	19.06079
Median Absolute Deviation (MAD)	5.3
Skewness	0.22121524
Sum	491920.88
Variance	55.632653
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
17.02	23	< 0.1%
14.43	22	< 0.1%
18.1	22	< 0.1%
19.49	22	< 0.1%
14.85	21	< 0.1%
14.84	21	< 0.1%
17.73	21	< 0.1%
12.16	21	< 0.1%
22.09	21	< 0.1%
14.1	21	< 0.1%
Other values (3538)	25593	5.8%
(Missing)	413183	94.1%

Value	Count	Frequency (%)
0	5	< 0.1%
0.21	1	< 0.1%
0.23	1	< 0.1%
0.27	1	< 0.1%
0.29	1	< 0.1%
0.32	2	< 0.1%
0.36	1	< 0.1%
0.42	1	< 0.1%
0.43	1	< 0.1%
0.44	2	< 0.1%

Value	Count	Frequency (%)
69.49	1	< 0.1%
61.9	1	< 0.1%
55.52	1	< 0.1%
54.19	1	< 0.1%
50.75	1	< 0.1%
45.39	1	< 0.1%
45.34	1	< 0.1%
45.33	1	< 0.1%
43.97	1	< 0.1%
43.91	1	< 0.1%

inq_last_12m
Real number (ℝ)

Zeros

Distinct	39
Distinct (%)	< 0.1%
Missing	27
Missing (%)	< 0.1%
Infinite	0
Infinite (%)	0.0%
Mean	2.088128

Minimum	0
Maximum	42
Zeros	120380
Zeros (%)	27.4%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	3
95-th percentile	7
Maximum	42
Range	42
Interquartile range (IQR)	3

Descriptive statistics

Standard deviation	2.387063
Coefficient of variation (CV)	1.1431593
Kurtosis	10.061928
Mean	2.088128
Median Absolute Deviation (MAD)	1
Skewness	2.3238036
Sum	916613
Variance	5.6980697
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=39)

Value	Count	Frequency (%)
0	120380	27.4%
1	106124	24.2%
2	76005	17.3%
3	49958	11.4%
4	31646	7.2%
5	19577	4.5%
6	12306	2.8%
7	7736	1.8%
8	5077	1.2%
9	3249	0.7%
Other values (29)	6906	1.6%

Value	Count	Frequency (%)
0	120380	27.4%
1	106124	24.2%
2	76005	17.3%
3	49958	11.4%
4	31646	7.2%
5	19577	4.5%
6	12306	2.8%
7	7736	1.8%
8	5077	1.2%
9	3249	0.7%

Value	Count	Frequency (%)
42	1	< 0.1%
41	1	< 0.1%
38	1	< 0.1%
37	1	< 0.1%
36	2	< 0.1%
34	3	< 0.1%
32	5	< 0.1%
31	4	< 0.1%
30	7	< 0.1%
29	9	< 0.1%

acc_open_past_24mths
Real number (ℝ)

Zeros

Distinct	47
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	4.6610067

Minimum	0
Maximum	61
Zeros	18634
Zeros (%)	4.2%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	1
Q1	2
median	4
Q3	6
95-th percentile	11
Maximum	61
Range	61
Interquartile range (IQR)	4

Descriptive statistics

Standard deviation	3.2614662
Coefficient of variation (CV)	0.69973429
Kurtosis	4.7203075
Mean	4.6610067
Median Absolute Deviation (MAD)	2
Skewness	1.44407
Sum	2046140
Variance	10.637162
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=47)

Value	Count	Frequency (%)
3	64657	14.7%
4	60320	13.7%
2	58605	13.3%
5	51404	11.7%
1	42365	9.7%
6	40495	9.2%
7	30549	7.0%
8	22139	5.0%
0	18634	4.2%
9	15768	3.6%
Other values (37)	34055	7.8%

Value	Count	Frequency (%)
0	18634	4.2%
1	42365	9.7%
2	58605	13.3%
3	64657	14.7%
4	60320	13.7%
5	51404	11.7%
6	40495	9.2%
7	30549	7.0%
8	22139	5.0%
9	15768	3.6%

Value	Count	Frequency (%)
61	1	< 0.1%
56	1	< 0.1%
46	2	< 0.1%
45	4	< 0.1%
44	1	< 0.1%
43	2	< 0.1%
40	4	< 0.1%
39	2	< 0.1%
38	2	< 0.1%
37	4	< 0.1%

bc_util
Real number (ℝ)

High correlation Missing Zeros

Distinct	1269
Distinct (%)	0.3%
Missing	5389
Missing (%)	1.2%
Infinite	0
Infinite (%)	0.0%
Mean	56.734858

Minimum	0
Maximum	252.3
Zeros	5303
Zeros (%)	1.2%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	7.5
Q1	34.1
median	58.3
Q3	81.9
95-th percentile	97.6
Maximum	252.3
Range	252.3
Interquartile range (IQR)	47.8

Descriptive statistics

Standard deviation	28.526861
Coefficient of variation (CV)	0.50281011
Kurtosis	-1.0342881
Mean	56.734858
Median Absolute Deviation (MAD)	23.8
Skewness	-0.21031462
Sum	24600348
Variance	813.78177
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	5303	1.2%
99	1318	0.3%
98	1312	0.3%
96	1215	0.3%
97	1170	0.3%
95	1140	0.3%
94	1048	0.2%
93	1043	0.2%
92	974	0.2%
90	936	0.2%
Other values (1259)	418143	95.3%
(Missing)	5389	1.2%

Value	Count	Frequency (%)
0	5303	1.2%
0.1	480	0.1%
0.2	382	0.1%
0.3	357	0.1%
0.4	267	0.1%
0.5	291	0.1%
0.6	250	0.1%
0.7	266	0.1%
0.8	259	0.1%
0.9	234	0.1%

Value	Count	Frequency (%)
252.3	1	< 0.1%
195.6	1	< 0.1%
190.3	1	< 0.1%
189.9	1	< 0.1%
189.8	1	< 0.1%
187	1	< 0.1%
184.4	1	< 0.1%
182.9	1	< 0.1%
182.3	1	< 0.1%
166.4	1	< 0.1%

mort_acc
Real number (ℝ)

Zeros

Distinct	30
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	1.4862423

Minimum	0
Maximum	94
Zeros	185192
Zeros (%)	42.2%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	1
Q3	2
95-th percentile	5
Maximum	94
Range	94
Interquartile range (IQR)	2

Descriptive statistics

Standard deviation	1.8096674
Coefficient of variation (CV)	1.2176126
Kurtosis	20.925614
Mean	1.4862423
Median Absolute Deviation (MAD)	1
Skewness	1.91959
Sum	652447
Variance	3.2748961
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=30)

Value	Count	Frequency (%)
0	185192	42.2%
1	81652	18.6%
2	66719	15.2%
3	45877	10.5%
4	28610	6.5%
5	15663	3.6%
6	7937	1.8%
7	3748	0.9%
8	1751	0.4%
9	866	0.2%
Other values (20)	976	0.2%

Value	Count	Frequency (%)
0	185192	42.2%
1	81652	18.6%
2	66719	15.2%
3	45877	10.5%
4	28610	6.5%
5	15663	3.6%
6	7937	1.8%
7	3748	0.9%
8	1751	0.4%
9	866	0.2%

Value	Count	Frequency (%)
94	1	< 0.1%
51	1	< 0.1%
37	1	< 0.1%
31	1	< 0.1%
30	1	< 0.1%
28	1	< 0.1%
27	1	< 0.1%
23	2	< 0.1%
22	1	< 0.1%
20	2	< 0.1%

num_accts_ever_120_pd
Real number (ℝ)

Zeros

Distinct	40
Distinct (%)	< 0.1%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	0.53734587

Minimum	0
Maximum	51
Zeros	333074
Zeros (%)	75.9%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	0
Q3	0
95-th percentile	3
Maximum	51
Range	51
Interquartile range (IQR)	0

Descriptive statistics

Standard deviation	1.4285503
Coefficient of variation (CV)	2.6585304
Kurtosis	53.240257
Mean	0.53734587
Median Absolute Deviation (MAD)	0
Skewness	5.4581544
Sum	235890
Variance	2.040756
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=40)

Value	Count	Frequency (%)
0	333074	75.9%
1	56389	12.8%
2	22053	5.0%
3	10387	2.4%
4	6077	1.4%
5	3590	0.8%
6	2481	0.6%
7	1544	0.4%
8	1024	0.2%
9	648	0.1%
Other values (30)	1724	0.4%

Value	Count	Frequency (%)
0	333074	75.9%
1	56389	12.8%
2	22053	5.0%
3	10387	2.4%
4	6077	1.4%
5	3590	0.8%
6	2481	0.6%
7	1544	0.4%
8	1024	0.2%
9	648	0.1%

Value	Count	Frequency (%)
51	1	< 0.1%
45	1	< 0.1%
42	1	< 0.1%
36	2	< 0.1%
35	2	< 0.1%
34	1	< 0.1%
33	1	< 0.1%
32	1	< 0.1%
31	2	< 0.1%
30	3	< 0.1%

percent_bc_gt_75
Real number (ℝ)

High correlation Missing Zeros

Distinct	207
Distinct (%)	< 0.1%
Missing	5217
Missing (%)	1.2%
Infinite	0
Infinite (%)	0.0%
Mean	40.881013

Minimum	0
Maximum	100
Zeros	125602
Zeros (%)	28.6%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	0
Q1	0
median	33.3
Q3	66.7
95-th percentile	100
Maximum	100
Range	100
Interquartile range (IQR)	66.7

Descriptive statistics

Standard deviation	36.189174
Coefficient of variation (CV)	0.88523182
Kurtosis	-1.2066557
Mean	40.881013
Median Absolute Deviation (MAD)	33.3
Skewness	0.38163727
Sum	17733121
Variance	1309.6563
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	125602	28.6%
100	71936	16.4%
50	45562	10.4%
33.3	29777	6.8%
66.7	25324	5.8%
25	19855	4.5%
75	13614	3.1%
20	13381	3.0%
40	10827	2.5%
16.7	8762	2.0%
Other values (197)	69134	15.7%

Value	Count	Frequency (%)
0	125602	28.6%
1.4	1	< 0.1%
1.9	1	< 0.1%
2.2	1	< 0.1%
2.3	1	< 0.1%
2.4	1	< 0.1%
2.7	1	< 0.1%
3	1	< 0.1%
3.2	1	< 0.1%
3.3	1	< 0.1%

Value	Count	Frequency (%)
100	71936	16.4%
95.2	1	< 0.1%
95	2	< 0.1%
94.7	1	< 0.1%
94.4	3	< 0.1%
94.1	2	< 0.1%
93.8	8	< 0.1%
93.7	2	< 0.1%
93.3	15	< 0.1%
92.9	19	< 0.1%

total_bal_ex_mort
Real number (ℝ)

High correlation

Distinct	132771
Distinct (%)	30.2%
Missing	0
Missing (%)	0.0%
Infinite	0
Infinite (%)	0.0%
Mean	52352.807

Minimum	0
Maximum	3408095
Zeros	233
Zeros (%)	0.1%
Negative	0
Negative (%)	0.0%
Memory size	3.3 MiB

Quantile statistics

Minimum	0
5-th percentile	6717.5
Q1	21387
median	38741
Q3	66114
95-th percentile	142882
Maximum	3408095
Range	3408095
Interquartile range (IQR)	44727

Descriptive statistics

Standard deviation	51067.542
Coefficient of variation (CV)	0.97544993
Kurtosis	83.281621
Mean	52352.807
Median Absolute Deviation (MAD)	20446
Skewness	4.3268353
Sum	2.2982411 × 10¹⁰
Variance	2.6078939 × 10⁹
Monotonicity	Not monotonic

Histogram with fixed size bins (bins=50)

Value	Count	Frequency (%)
0	233	0.1%
30962	18	< 0.1%
24125	18	< 0.1%
26531	18	< 0.1%
31041	17	< 0.1%
31901	17	< 0.1%
21053	17	< 0.1%
20275	17	< 0.1%
23396	17	< 0.1%
23787	17	< 0.1%
Other values (132761)	438602	99.9%

Value	Count	Frequency (%)
0	233	0.1%
1	8	< 0.1%
2	4	< 0.1%
3	4	< 0.1%
4	4	< 0.1%
5	3	< 0.1%
6	2	< 0.1%
7	1	< 0.1%
8	5	< 0.1%
9	4	< 0.1%

Value	Count	Frequency (%)
3408095	1	< 0.1%
2698600	1	< 0.1%
1771306	1	< 0.1%
1310848	1	< 0.1%
1234429	1	< 0.1%
1167999	1	< 0.1%
1072366	1	< 0.1%
963229	1	< 0.1%
946682	1	< 0.1%
872627	1	< 0.1%

Interactions

Correlations

	acc_open_past_24mths	addr_state	annual_inc	annual_inc_joint	application_type	bc_util	delinq_2yrs	dti	dti_joint	emp_length	fico_range_high	funded_amnt	home_ownership	inq_last_12m	installment	loan_status	mort_acc	mths_since_last_delinq	num_accts_ever_120_pd	open_acc	percent_bc_gt_75	purpose	revol_bal	term	total_acc	total_bal_ex_mort
acc_open_past_24mths	1.000	0.016	0.127	0.084	0.028	-0.184	-0.048	0.156	0.121	0.012	-0.112	0.009	0.029	0.426	0.029	0.068	0.096	0.118	0.080	0.480	-0.151	0.014	0.020	0.016	0.414	0.229
addr_state	0.016	1.000	0.007	0.053	0.053	0.019	0.004	0.006	0.044	0.020	0.011	0.027	0.121	0.039	0.028	0.039	0.009	0.024	0.000	0.024	0.024	0.020	0.004	0.041	0.030	0.000
annual_inc	0.127	0.007	1.000	0.673	0.000	0.026	0.084	-0.204	-0.106	0.000	0.082	0.473	0.000	0.121	0.445	0.000	0.357	-0.057	0.042	0.271	0.018	0.003	0.423	0.002	0.331	0.495
annual_inc_joint	0.084	0.053	0.673	1.000	1.000	0.020	0.079	-0.099	-0.141	0.017	0.091	0.423	0.069	0.072	0.379	0.027	0.308	-0.060	0.041	0.262	0.009	0.033	0.357	0.033	0.311	0.426
application_type	0.028	0.053	0.000	1.000	1.000	0.023	0.003	0.136	1.000	0.230	0.062	0.135	0.090	0.002	0.113	0.078	0.000	0.005	0.009	0.024	0.026	0.036	0.000	0.092	0.020	0.004
bc_util	-0.184	0.019	0.026	0.020	0.023	1.000	0.005	0.189	0.143	0.013	-0.434	0.065	0.023	-0.115	0.088	0.047	0.017	0.016	-0.001	-0.108	0.857	0.066	0.348	0.047	-0.085	0.143
delinq_2yrs	-0.048	0.004	0.084	0.079	0.003	0.005	1.000	-0.016	-0.031	0.003	-0.219	0.004	0.004	0.031	0.012	0.007	0.099	-0.826	0.201	0.064	0.003	0.006	-0.050	0.004	0.127	0.030
dti	0.156	0.006	-0.204	-0.099	0.136	0.189	-0.016	1.000	0.597	0.013	-0.018	0.049	0.016	0.046	0.063	0.007	0.002	0.013	-0.051	0.318	0.179	0.004	0.270	0.012	0.263	0.445
dti_joint	0.121	0.044	-0.106	-0.141	1.000	0.143	-0.031	0.597	1.000	0.018	-0.008	0.063	0.030	0.049	0.079	0.054	-0.007	0.018	-0.057	0.270	0.141	0.051	0.226	0.071	0.233	0.381
emp_length	0.012	0.020	0.000	0.017	0.230	0.013	0.003	0.013	0.018	1.000	0.015	0.029	0.096	0.005	0.025	0.018	0.007	0.016	0.005	0.019	0.017	0.022	0.003	0.048	0.037	0.003
fico_range_high	-0.112	0.011	0.082	0.091	0.062	-0.434	-0.219	-0.018	-0.008	0.015	1.000	0.107	0.053	-0.134	0.056	0.068	0.106	0.118	-0.268	0.047	-0.394	0.040	0.016	0.050	0.034	0.050
funded_amnt	0.009	0.027	0.473	0.423	0.135	0.065	0.004	0.049	0.063	0.029	0.107	1.000	0.090	0.013	0.968	0.040	0.231	-0.008	-0.052	0.199	0.051	0.101	0.452	0.442	0.221	0.335
home_ownership	0.029	0.121	0.000	0.069	0.090	0.023	0.004	0.016	0.030	0.096	0.053	0.090	1.000	0.035	0.074	0.040	0.016	0.026	0.003	0.068	0.027	0.101	0.013	0.107	0.106	0.007
inq_last_12m	0.426	0.039	0.121	0.072	0.002	-0.115	0.031	0.046	0.049	0.005	-0.134	0.013	0.035	1.000	0.029	0.049	0.128	0.023	0.091	0.198	-0.105	0.019	-0.055	0.013	0.218	0.156
installment	0.029	0.028	0.445	0.379	0.113	0.088	0.012	0.063	0.079	0.025	0.056	0.968	0.074	0.029	1.000	0.036	0.195	-0.014	-0.041	0.190	0.072	0.096	0.438	0.332	0.199	0.317
loan_status	0.068	0.039	0.000	0.027	0.078	0.047	0.007	0.007	0.054	0.018	0.068	0.040	0.040	0.049	0.036	1.000	0.006	0.016	0.005	0.013	0.043	0.029	0.003	0.099	0.040	0.004
mort_acc	0.096	0.009	0.357	0.308	0.000	0.017	0.099	0.002	-0.007	0.007	0.106	0.231	0.016	0.128	0.195	0.006	1.000	-0.060	0.075	0.175	0.024	0.007	0.263	0.008	0.380	0.226
mths_since_last_delinq	0.118	0.024	-0.057	-0.060	0.005	0.016	-0.826	0.013	0.018	0.016	0.118	-0.008	0.026	0.023	-0.014	0.016	-0.060	1.000	0.070	-0.050	0.010	0.007	0.025	0.015	-0.054	-0.017
num_accts_ever_120_pd	0.080	0.000	0.042	0.041	0.009	-0.001	0.201	-0.051	-0.057	0.005	-0.268	-0.052	0.003	0.091	-0.041	0.005	0.075	0.070	1.000	0.011	-0.010	0.007	-0.138	0.010	0.127	0.000
open_acc	0.480	0.024	0.271	0.262	0.024	-0.108	0.064	0.318	0.270	0.019	0.047	0.199	0.068	0.198	0.190	0.013	0.175	-0.050	0.011	1.000	-0.061	0.027	0.402	0.069	0.728	0.487
percent_bc_gt_75	-0.151	0.024	0.018	0.009	0.026	0.857	0.003	0.179	0.141	0.017	-0.394	0.051	0.027	-0.105	0.072	0.043	0.024	0.010	-0.010	-0.061	1.000	0.059	0.313	0.058	-0.048	0.129
purpose	0.014	0.020	0.003	0.033	0.036	0.066	0.006	0.004	0.051	0.022	0.040	0.101	0.101	0.019	0.096	0.029	0.007	0.007	0.007	0.027	0.059	1.000	0.000	0.107	0.025	0.011
revol_bal	0.020	0.004	0.423	0.357	0.000	0.348	-0.050	0.270	0.226	0.003	0.016	0.452	0.013	-0.055	0.438	0.003	0.263	0.025	-0.138	0.402	0.313	0.000	1.000	0.002	0.331	0.487
term	0.016	0.041	0.002	0.033	0.092	0.047	0.004	0.012	0.071	0.048	0.050	0.442	0.107	0.013	0.332	0.099	0.008	0.015	0.010	0.069	0.058	0.107	0.002	1.000	0.092	0.007
total_acc	0.414	0.030	0.331	0.311	0.020	-0.085	0.127	0.263	0.233	0.037	0.034	0.221	0.106	0.218	0.199	0.040	0.380	-0.054	0.127	0.728	-0.048	0.025	0.331	0.092	1.000	0.504
total_bal_ex_mort	0.229	0.000	0.495	0.426	0.004	0.143	0.030	0.445	0.381	0.003	0.050	0.335	0.007	0.156	0.317	0.004	0.226	-0.017	0.000	0.487	0.129	0.011	0.487	0.007	0.504	1.000

Missing values

A simple visualization of nullity by column.

Nullity matrix is a data-dense display which lets you quickly visually pick out patterns in data completion.

The correlation heatmap measures nullity correlation: how strongly the presence or absence of one variable affects the presence of another.

Sample

	funded_amnt	term	int_rate	installment	emp_title	emp_length	home_ownership	annual_inc	loan_status	purpose	zip_code	addr_state	dti	delinq_2yrs	earliest_cr_line	fico_range_high	mths_since_last_delinq	open_acc	revol_bal	revol_util	total_acc	application_type	annual_inc_joint	dti_joint	inq_last_12m	acc_open_past_24mths	bc_util	mort_acc	num_accts_ever_120_pd	percent_bc_gt_75	total_bal_ex_mort
0	4000	36 months	11.99%	132.84	Fraud analyst	8 years	RENT	45000.0	Fully Paid	debt_consolidation	853xx	AZ	0.67	0	Jul-12	744	NaN	7	1102	6.90%	9	Individual	NaN	NaN	5.0	4	14.7	0	0	0.0	1102
1	7200	36 months	11.47%	237.33	Client Relations Manager	< 1 year	RENT	85000.0	Current	debt_consolidation	972xx	OR	10.17	0	Mar-04	669	35.0	6	13964	90.10%	10	Individual	NaN	NaN	2.0	2	93.2	0	0	100.0	33021
2	20000	36 months	16.29%	706.01	Registerd nurse	8 years	MORTGAGE	56000.0	Current	debt_consolidation	349xx	FL	33.71	0	May-05	664	39.0	21	11198	49.10%	33	Individual	NaN	NaN	0.0	12	78.6	3	0	75.0	54298
3	16000	60 months	12.99%	363.97	Financial Advisor	5 years	MORTGAGE	110000.0	Current	debt_consolidation	601xx	IL	20.53	0	Aug-88	674	35.0	14	40709	78.10%	25	Individual	NaN	NaN	2.0	7	96.9	3	2	87.5	45733
4	28000	60 months	15.31%	670.69	Pharmacist-in-Charge	3 years	MORTGAGE	180000.0	Current	debt_consolidation	373xx	TN	24.56	0	Aug-98	684	37.0	14	128213	96%	33	Individual	NaN	NaN	2.0	5	97.8	4	0	100.0	273107
5	26000	36 months	13.67%	884.46	Director, Installation & Support	8 years	MORTGAGE	82800.0	Fully Paid	debt_consolidation	800xx	CO	17.48	0	Aug-89	664	40.0	19	43091	83%	32	Individual	NaN	NaN	1.0	9	88.5	3	1	87.5	43091
6	25000	36 months	12.99%	842.23	equipment operator	10+ years	MORTGAGE	103000.0	Current	debt_consolidation	838xx	ID	19.97	0	Jul-01	684	42.0	16	8369	43.40%	39	Individual	NaN	NaN	4.0	9	67.3	6	7	50.0	31897
7	7200	36 months	14.46%	247.70	Administrative Assistant	< 1 year	RENT	35000.0	Fully Paid	debt_consolidation	208xx	MD	24.34	0	Jun-08	699	NaN	13	13109	33.50%	17	Individual	NaN	NaN	0.0	5	46.9	0	0	28.6	37558
8	14000	60 months	18.49%	359.26	Manager	10+ years	MORTGAGE	62000.0	Fully Paid	debt_consolidation	982xx	WA	38.20	0	Aug-99	664	NaN	12	26453	81.40%	50	Individual	NaN	NaN	0.0	6	88.2	3	0	83.3	130464
9	11100	36 months	19.99%	412.46	Registered Nurse	10+ years	RENT	55000.0	Current	debt_consolidation	152xx	PA	28.21	1	Nov-94	679	54.0	23	4770	18%	33	Individual	NaN	NaN	7.0	22	21.0	0	0	0.0	27873

	funded_amnt	term	int_rate	installment	emp_title	emp_length	home_ownership	annual_inc	loan_status	purpose	zip_code	addr_state	dti	delinq_2yrs	earliest_cr_line	fico_range_high	mths_since_last_delinq	open_acc	revol_bal	revol_util	total_acc	application_type	annual_inc_joint	dti_joint	inq_last_12m	acc_open_past_24mths	bc_util	mort_acc	num_accts_ever_120_pd	percent_bc_gt_75	total_bal_ex_mort
438981	15000	60 months	16.02%	364.94	Tech	< 1 year	RENT	45000.0	Current	moving	956xx	CA	35.79	0	Jun-05	674	40.0	8	4682	43%	15	Joint App	86000.0	19.49	5.0	4	72.9	0	0	50.0	62812
438982	25000	36 months	23.88%	979.25	Leasing Consultant	< 1 year	RENT	62000.0	Current	debt_consolidation	303xx	GA	25.93	0	Oct-10	664	NaN	17	18918	57.50%	26	Joint App	104000.0	27.06	7.0	4	79.5	0	0	50.0	74825
438983	6000	36 months	5.32%	180.69	NaN	NaN	RENT	17350.0	Current	debt_consolidation	530xx	WI	9.97	0	Oct-00	744	NaN	3	5256	40.10%	35	Individual	NaN	NaN	0.0	0	40.1	0	0	0.0	125784
438984	8000	36 months	7.97%	250.59	Pressman	7 years	MORTGAGE	60000.0	Current	debt_consolidation	932xx	CA	16.63	4	Jul-02	689	12.0	9	5691	21.60%	22	Individual	NaN	NaN	2.0	5	21.6	2	0	16.7	55875
438985	8000	36 months	9.93%	257.88	Gaming Service Technician	2 years	RENT	45000.0	Current	debt_consolidation	609xx	IL	12.67	0	Nov-01	684	28.0	4	2452	76.60%	17	Individual	NaN	NaN	1.0	1	76.6	1	1	50.0	10364
438986	10000	60 months	24.85%	292.64	Senor System Administrator	10+ years	MORTGAGE	148000.0	Current	home_improvement	201xx	VA	4.87	2	Nov-94	669	7.0	5	4303	72.90%	9	Joint App	190000.0	3.97	0.0	2	93.7	1	0	100.0	4303
438987	10000	60 months	17.09%	249.01	Sr consumer engagement specialist	10+ years	OWN	44700.0	Current	debt_consolidation	494xx	MI	24.13	0	Aug-00	664	34.0	12	5506	45.10%	30	Individual	NaN	NaN	1.0	6	93.0	2	7	100.0	33061
438988	12000	36 months	6.72%	369.00	Western Regional Manager	< 1 year	RENT	150000.0	Current	debt_consolidation	981xx	WA	9.23	1	Apr-94	674	21.0	17	18432	28%	37	Individual	NaN	NaN	3.0	4	32.9	2	5	0.0	23778
438989	4000	36 months	15.05%	138.76	Senior Electrical Designer	< 1 year	MORTGAGE	93600.0	Current	other	980xx	WA	13.21	0	Nov-04	664	52.0	8	5370	70.70%	20	Joint App	171600.0	9.65	7.0	8	0.0	1	1	0.0	54727
438990	20000	36 months	10.91%	653.93	NaN	NaN	MORTGAGE	0.0	Current	debt_consolidation	720xx	AR	NaN	0	Sep-02	759	NaN	11	8204	29.80%	16	Joint App	52000.0	12.09	1.0	5	56.3	1	0	0.0	8204

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