Overview
Brought to you by YData
Dataset statistics
| Number of variables | 31 |
|---|---|
| Number of observations | 438991 |
| Missing cells | 1111698 |
| Missing cells (%) | 8.2% |
| Duplicate rows | 0 |
| Duplicate rows (%) | 0.0% |
| Total size in memory | 103.8 MiB |
| Average record size in memory | 248.0 B |
Variable types
| Numeric | 19 |
|---|---|
| Categorical | 7 |
| Text | 5 |
annual_inc is highly overall correlated with annual_inc_joint | High correlation |
annual_inc_joint is highly overall correlated with annual_inc and 1 other fields | High correlation |
application_type is highly overall correlated with annual_inc_joint and 1 other fields | High correlation |
bc_util is highly overall correlated with percent_bc_gt_75 | High correlation |
delinq_2yrs is highly overall correlated with mths_since_last_delinq | High correlation |
dti is highly overall correlated with dti_joint | High correlation |
dti_joint is highly overall correlated with application_type and 1 other fields | High correlation |
funded_amnt is highly overall correlated with installment | High correlation |
installment is highly overall correlated with funded_amnt | High correlation |
mths_since_last_delinq is highly overall correlated with delinq_2yrs | High correlation |
open_acc is highly overall correlated with total_acc | High correlation |
percent_bc_gt_75 is highly overall correlated with bc_util | High correlation |
total_acc is highly overall correlated with open_acc and 1 other fields | High correlation |
total_bal_ex_mort is highly overall correlated with total_acc | High correlation |
application_type is highly imbalanced (67.7%) | Imbalance |
emp_title has 30367 (6.9%) missing values | Missing |
emp_length has 30013 (6.8%) missing values | Missing |
mths_since_last_delinq has 213676 (48.7%) missing values | Missing |
annual_inc_joint has 413182 (94.1%) missing values | Missing |
dti_joint has 413183 (94.1%) missing values | Missing |
bc_util has 5389 (1.2%) missing values | Missing |
percent_bc_gt_75 has 5217 (1.2%) missing values | Missing |
annual_inc is highly skewed (γ1 = 47.44770867) | Skewed |
dti is highly skewed (γ1 = 30.87602985) | Skewed |
delinq_2yrs has 349495 (79.6%) zeros | Zeros |
inq_last_12m has 120380 (27.4%) zeros | Zeros |
acc_open_past_24mths has 18634 (4.2%) zeros | Zeros |
bc_util has 5303 (1.2%) zeros | Zeros |
mort_acc has 185192 (42.2%) zeros | Zeros |
num_accts_ever_120_pd has 333074 (75.9%) zeros | Zeros |
percent_bc_gt_75 has 125602 (28.6%) zeros | Zeros |
Reproduction
| Analysis started | 2025-03-06 04:37:36.757293 |
|---|---|
| Analysis finished | 2025-03-06 04:39:00.268342 |
| Duration | 1 minute and 23.51 seconds |
| Software version | ydata-profiling vv4.12.2 |
| Download configuration | config.json |
Variables
funded_amnt
Real number (ℝ)
High correlation 
| Distinct | 1554 |
|---|---|
| Distinct (%) | 0.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 14790.996 |
| Minimum | 1000 |
|---|---|
| Maximum | 40000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 1000 |
|---|---|
| 5-th percentile | 3000 |
| Q1 | 7500 |
| median | 12000 |
| Q3 | 20000 |
| 95-th percentile | 35000 |
| Maximum | 40000 |
| Range | 39000 |
| Interquartile range (IQR) | 12500 |
Descriptive statistics
| Standard deviation | 9323.7409 |
|---|---|
| Coefficient of variation (CV) | 0.630366 |
| Kurtosis | -0.11482476 |
| Mean | 14790.996 |
| Median Absolute Deviation (MAD) | 6000 |
| Skewness | 0.80461744 |
| Sum | 6.4931141 × 109 |
| Variance | 86932145 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 10000 | 34908 | 8.0% |
| 20000 | 24266 | 5.5% |
| 12000 | 23752 | 5.4% |
| 15000 | 22746 | 5.2% |
| 5000 | 18151 | 4.1% |
| 35000 | 16335 | 3.7% |
| 8000 | 15960 | 3.6% |
| 6000 | 15280 | 3.5% |
| 16000 | 13852 | 3.2% |
| 24000 | 12017 | 2.7% |
| Other values (1544) | 241724 |
| Value | Count | Frequency (%) |
| 1000 | 2235 | |
| 1025 | 5 | < 0.1% |
| 1050 | 13 | < 0.1% |
| 1075 | 6 | < 0.1% |
| 1100 | 61 | < 0.1% |
| 1125 | 5 | < 0.1% |
| 1150 | 8 | < 0.1% |
| 1175 | 2 | < 0.1% |
| 1200 | 825 | 0.2% |
| 1225 | 4 | < 0.1% |
| Value | Count | Frequency (%) |
| 40000 | 6584 | |
| 39975 | 4 | < 0.1% |
| 39925 | 4 | < 0.1% |
| 39900 | 3 | < 0.1% |
| 39875 | 1 | < 0.1% |
| 39850 | 3 | < 0.1% |
| 39825 | 3 | < 0.1% |
| 39800 | 6 | < 0.1% |
| 39775 | 7 | < 0.1% |
| 39750 | 3 | < 0.1% |
term
Categorical
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 3.3 MiB |
| 36 months | |
|---|---|
| 60 months |
Length
| Max length | 10 |
|---|---|
| Median length | 10 |
| Mean length | 10 |
| Min length | 10 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 36 months |
|---|---|
| 2nd row | 36 months |
| 3rd row | 36 months |
| 4th row | 60 months |
| 5th row | 60 months |
Common Values
| Value | Count | Frequency (%) |
| 36 months | 322236 | |
| 60 months | 116755 | 26.6% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| months | 438991 | |
| 36 | 322236 | |
| 60 | 116755 | 13.3% |
Most occurring characters
| Value | Count | Frequency (%) |
| 877982 | ||
| 6 | 438991 | |
| t | 438991 | |
| m | 438991 | |
| o | 438991 | |
| n | 438991 | |
| s | 438991 | |
| h | 438991 | |
| 3 | 322236 | 7.3% |
| 0 | 116755 | 2.7% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 4389910 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 877982 | ||
| 6 | 438991 | |
| t | 438991 | |
| m | 438991 | |
| o | 438991 | |
| n | 438991 | |
| s | 438991 | |
| h | 438991 | |
| 3 | 322236 | 7.3% |
| 0 | 116755 | 2.7% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 4389910 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 877982 | ||
| 6 | 438991 | |
| t | 438991 | |
| m | 438991 | |
| o | 438991 | |
| n | 438991 | |
| s | 438991 | |
| h | 438991 | |
| 3 | 322236 | 7.3% |
| 0 | 116755 | 2.7% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 4389910 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 877982 | ||
| 6 | 438991 | |
| t | 438991 | |
| m | 438991 | |
| o | 438991 | |
| n | 438991 | |
| s | 438991 | |
| h | 438991 | |
| 3 | 322236 | 7.3% |
| 0 | 116755 | 2.7% |
int_rate
Text
| Distinct | 169 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 3.3 MiB |
Length
| Max length | 6 |
|---|---|
| Median length | 6 |
| Mean length | 5.7111649 |
| Min length | 5 |
Unique
| Unique | 6 ? |
|---|---|
| Unique (%) | < 0.1% |
Sample
| 1st row | 11.99% |
|---|---|
| 2nd row | 11.47% |
| 3rd row | 16.29% |
| 4th row | 12.99% |
| 5th row | 15.31% |
| Value | Count | Frequency (%) |
| 5.32 | 17480 | 4.0% |
| 11.99 | 17185 | 3.9% |
| 11.49 | 14518 | 3.3% |
| 13.99 | 11878 | 2.7% |
| 13.49 | 11617 | 2.6% |
| 16.02 | 10326 | 2.4% |
| 12.74 | 10067 | 2.3% |
| 12.62 | 9947 | 2.3% |
| 10.42 | 9659 | 2.2% |
| 9.44 | 9436 | 2.1% |
| Other values (159) | 316878 |
Most occurring characters
| Value | Count | Frequency (%) |
| . | 438991 | |
| % | 438991 | |
| 9 | 381894 | |
| 1 | 357153 | |
| 4 | 173735 | 6.9% |
| 2 | 147194 | 5.9% |
| 7 | 122216 | 4.9% |
| 3 | 107268 | 4.3% |
| 0 | 103548 | 4.1% |
| 5 | 101907 | 4.1% |
| Other values (2) | 134253 | 5.4% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 2507150 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| . | 438991 | |
| % | 438991 | |
| 9 | 381894 | |
| 1 | 357153 | |
| 4 | 173735 | 6.9% |
| 2 | 147194 | 5.9% |
| 7 | 122216 | 4.9% |
| 3 | 107268 | 4.3% |
| 0 | 103548 | 4.1% |
| 5 | 101907 | 4.1% |
| Other values (2) | 134253 | 5.4% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 2507150 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| . | 438991 | |
| % | 438991 | |
| 9 | 381894 | |
| 1 | 357153 | |
| 4 | 173735 | 6.9% |
| 2 | 147194 | 5.9% |
| 7 | 122216 | 4.9% |
| 3 | 107268 | 4.3% |
| 0 | 103548 | 4.1% |
| 5 | 101907 | 4.1% |
| Other values (2) | 134253 | 5.4% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 2507150 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| . | 438991 | |
| % | 438991 | |
| 9 | 381894 | |
| 1 | 357153 | |
| 4 | 173735 | 6.9% |
| 2 | 147194 | 5.9% |
| 7 | 122216 | 4.9% |
| 3 | 107268 | 4.3% |
| 0 | 103548 | 4.1% |
| 5 | 101907 | 4.1% |
| Other values (2) | 134253 | 5.4% |
installment
Real number (ℝ)
High correlation 
| Distinct | 44023 |
|---|---|
| Distinct (%) | 10.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 443.45142 |
| Minimum | 6.68 |
|---|---|
| Maximum | 1719.83 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 6.68 |
|---|---|
| 5-th percentile | 102.65 |
| Q1 | 241.13 |
| median | 370.91 |
| Q3 | 593.49 |
| 95-th percentile | 1019.37 |
| Maximum | 1719.83 |
| Range | 1713.15 |
| Interquartile range (IQR) | 352.36 |
Descriptive statistics
| Standard deviation | 277.26239 |
|---|---|
| Coefficient of variation (CV) | 0.62523735 |
| Kurtosis | 0.73586158 |
| Mean | 443.45142 |
| Median Absolute Deviation (MAD) | 162.82 |
| Skewness | 1.0458729 |
| Sum | 1.9467118 × 108 |
| Variance | 76874.434 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 301.15 | 1613 | 0.4% |
| 332.1 | 1287 | 0.3% |
| 329.72 | 1214 | 0.3% |
| 602.3 | 1147 | 0.3% |
| 361.38 | 1082 | 0.2% |
| 451.73 | 1044 | 0.2% |
| 240.92 | 873 | 0.2% |
| 150.58 | 853 | 0.2% |
| 166.05 | 852 | 0.2% |
| 164.86 | 844 | 0.2% |
| Other values (44013) | 428182 |
| Value | Count | Frequency (%) |
| 6.68 | 1 | < 0.1% |
| 30.12 | 29 | |
| 30.46 | 2 | < 0.1% |
| 30.65 | 8 | < 0.1% |
| 30.75 | 6 | < 0.1% |
| 30.86 | 1 | < 0.1% |
| 30.87 | 5 | < 0.1% |
| 30.88 | 19 | |
| 30.91 | 13 | |
| 30.98 | 23 |
| Value | Count | Frequency (%) |
| 1719.83 | 1 | < 0.1% |
| 1717.63 | 1 | < 0.1% |
| 1715.42 | 1 | < 0.1% |
| 1714.54 | 3 | < 0.1% |
| 1618.03 | 2 | < 0.1% |
| 1607.8 | 1 | < 0.1% |
| 1569.11 | 4 | |
| 1566.8 | 9 | |
| 1556.03 | 1 | < 0.1% |
| 1546.52 | 9 |
emp_title
Text
Missing 
| Distinct | 120032 |
|---|---|
| Distinct (%) | 29.4% |
| Missing | 30367 |
| Missing (%) | 6.9% |
| Memory size | 3.3 MiB |
Length
| Max length | 40 |
|---|---|
| Median length | 31 |
| Mean length | 15.195762 |
| Min length | 1 |
Unique
| Unique | 94513 ? |
|---|---|
| Unique (%) | 23.1% |
Sample
| 1st row | Fraud analyst |
|---|---|
| 2nd row | Client Relations Manager |
| 3rd row | Registerd nurse |
| 4th row | Financial Advisor |
| 5th row | Pharmacist-in-Charge |
| Value | Count | Frequency (%) |
| manager | 65163 | 8.1% |
| director | 17463 | 2.2% |
| sales | 15538 | 1.9% |
| assistant | 15157 | 1.9% |
| supervisor | 12412 | 1.5% |
| teacher | 12226 | 1.5% |
| specialist | 11399 | 1.4% |
| driver | 11034 | 1.4% |
| senior | 11004 | 1.4% |
| engineer | 10872 | 1.4% |
| Other values (23099) | 619103 |
Most occurring characters
| Value | Count | Frequency (%) |
| e | 684050 | 11.0% |
| r | 555782 | 9.0% |
| a | 492441 | 7.9% |
| 440993 | 7.1% | |
| i | 433596 | 7.0% |
| n | 423240 | 6.8% |
| t | 383457 | 6.2% |
| s | 301015 | 4.8% |
| o | 299302 | 4.8% |
| c | 263851 | 4.2% |
| Other values (106) | 1931626 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 6209353 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| e | 684050 | 11.0% |
| r | 555782 | 9.0% |
| a | 492441 | 7.9% |
| 440993 | 7.1% | |
| i | 433596 | 7.0% |
| n | 423240 | 6.8% |
| t | 383457 | 6.2% |
| s | 301015 | 4.8% |
| o | 299302 | 4.8% |
| c | 263851 | 4.2% |
| Other values (106) | 1931626 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 6209353 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| e | 684050 | 11.0% |
| r | 555782 | 9.0% |
| a | 492441 | 7.9% |
| 440993 | 7.1% | |
| i | 433596 | 7.0% |
| n | 423240 | 6.8% |
| t | 383457 | 6.2% |
| s | 301015 | 4.8% |
| o | 299302 | 4.8% |
| c | 263851 | 4.2% |
| Other values (106) | 1931626 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 6209353 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| e | 684050 | 11.0% |
| r | 555782 | 9.0% |
| a | 492441 | 7.9% |
| 440993 | 7.1% | |
| i | 433596 | 7.0% |
| n | 423240 | 6.8% |
| t | 383457 | 6.2% |
| s | 301015 | 4.8% |
| o | 299302 | 4.8% |
| c | 263851 | 4.2% |
| Other values (106) | 1931626 |
emp_length
Categorical
Missing 
| Distinct | 11 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 30013 |
| Missing (%) | 6.8% |
| Memory size | 3.3 MiB |
| 10+ years | |
|---|---|
| 2 years | |
| < 1 year | |
| 3 years | |
| 1 year | |
| Other values (6) |
Length
| Max length | 9 |
|---|---|
| Median length | 8 |
| Mean length | 7.7470793 |
| Min length | 6 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | 8 years |
|---|---|
| 2nd row | < 1 year |
| 3rd row | 8 years |
| 4th row | 5 years |
| 5th row | 3 years |
Common Values
| Value | Count | Frequency (%) |
| 10+ years | 148471 | |
| 2 years | 39794 | 9.1% |
| < 1 year | 37836 | 8.6% |
| 3 years | 35018 | 8.0% |
| 1 year | 29239 | 6.7% |
| 5 years | 26483 | 6.0% |
| 4 years | 26208 | 6.0% |
| 6 years | 18920 | 4.3% |
| 9 years | 16068 | 3.7% |
| 8 years | 15892 | 3.6% |
| (Missing) | 30013 | 6.8% |
Length
| Value | Count | Frequency (%) |
| years | 341903 | |
| 10 | 148471 | |
| 1 | 67075 | 7.8% |
| year | 67075 | 7.8% |
| 2 | 39794 | 4.6% |
| 37836 | 4.4% | |
| 3 | 35018 | 4.1% |
| 5 | 26483 | 3.1% |
| 4 | 26208 | 3.1% |
| 6 | 18920 | 2.2% |
| Other values (3) | 47009 | 5.5% |
Most occurring characters
| Value | Count | Frequency (%) |
| 446814 | ||
| y | 408978 | |
| r | 408978 | |
| a | 408978 | |
| e | 408978 | |
| s | 341903 | |
| 1 | 215546 | |
| 0 | 148471 | 4.7% |
| + | 148471 | 4.7% |
| 2 | 39794 | 1.3% |
| Other values (8) | 191474 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 3168385 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| 446814 | ||
| y | 408978 | |
| r | 408978 | |
| a | 408978 | |
| e | 408978 | |
| s | 341903 | |
| 1 | 215546 | |
| 0 | 148471 | 4.7% |
| + | 148471 | 4.7% |
| 2 | 39794 | 1.3% |
| Other values (8) | 191474 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 3168385 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| 446814 | ||
| y | 408978 | |
| r | 408978 | |
| a | 408978 | |
| e | 408978 | |
| s | 341903 | |
| 1 | 215546 | |
| 0 | 148471 | 4.7% |
| + | 148471 | 4.7% |
| 2 | 39794 | 1.3% |
| Other values (8) | 191474 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 3168385 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| 446814 | ||
| y | 408978 | |
| r | 408978 | |
| a | 408978 | |
| e | 408978 | |
| s | 341903 | |
| 1 | 215546 | |
| 0 | 148471 | 4.7% |
| + | 148471 | 4.7% |
| 2 | 39794 | 1.3% |
| Other values (8) | 191474 |
home_ownership
Categorical
| Distinct | 5 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 3.3 MiB |
| MORTGAGE | |
|---|---|
| RENT | |
| OWN | |
| ANY | 262 |
| NONE | 3 |
Length
| Max length | 8 |
|---|---|
| Median length | 4 |
| Mean length | 5.8322813 |
| Min length | 3 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | RENT |
|---|---|
| 2nd row | RENT |
| 3rd row | MORTGAGE |
| 4th row | MORTGAGE |
| 5th row | MORTGAGE |
Common Values
| Value | Count | Frequency (%) |
| MORTGAGE | 214298 | |
| RENT | 171853 | |
| OWN | 52575 | 12.0% |
| ANY | 262 | 0.1% |
| NONE | 3 | < 0.1% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| mortgage | 214298 | |
| rent | 171853 | |
| own | 52575 | 12.0% |
| any | 262 | 0.1% |
| none | 3 | < 0.1% |
Most occurring characters
| Value | Count | Frequency (%) |
| G | 428596 | |
| E | 386154 | |
| T | 386151 | |
| R | 386151 | |
| O | 266876 | |
| N | 224696 | |
| A | 214560 | |
| M | 214298 | |
| W | 52575 | 2.1% |
| Y | 262 | < 0.1% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 2560319 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| G | 428596 | |
| E | 386154 | |
| T | 386151 | |
| R | 386151 | |
| O | 266876 | |
| N | 224696 | |
| A | 214560 | |
| M | 214298 | |
| W | 52575 | 2.1% |
| Y | 262 | < 0.1% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 2560319 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| G | 428596 | |
| E | 386154 | |
| T | 386151 | |
| R | 386151 | |
| O | 266876 | |
| N | 224696 | |
| A | 214560 | |
| M | 214298 | |
| W | 52575 | 2.1% |
| Y | 262 | < 0.1% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 2560319 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| G | 428596 | |
| E | 386154 | |
| T | 386151 | |
| R | 386151 | |
| O | 266876 | |
| N | 224696 | |
| A | 214560 | |
| M | 214298 | |
| W | 52575 | 2.1% |
| Y | 262 | < 0.1% |
annual_inc
Real number (ℝ)
High correlation  Skewed 
| Distinct | 28079 |
|---|---|
| Distinct (%) | 6.4% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 79786.051 |
| Minimum | 0 |
|---|---|
| Maximum | 10999200 |
| Zeros | 273 |
| Zeros (%) | 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 28000 |
| Q1 | 47594.9 |
| median | 66264 |
| Q3 | 95000 |
| 95-th percentile | 167000 |
| Maximum | 10999200 |
| Range | 10999200 |
| Interquartile range (IQR) | 47405.1 |
Descriptive statistics
| Standard deviation | 81942.723 |
|---|---|
| Coefficient of variation (CV) | 1.0270307 |
| Kurtosis | 4382.9964 |
| Mean | 79786.051 |
| Median Absolute Deviation (MAD) | 22736 |
| Skewness | 47.447709 |
| Sum | 3.5025358 × 1010 |
| Variance | 6.7146099 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 60000 | 16919 | 3.9% |
| 50000 | 14656 | 3.3% |
| 65000 | 12633 | 2.9% |
| 70000 | 12111 | 2.8% |
| 80000 | 11773 | 2.7% |
| 40000 | 11466 | 2.6% |
| 75000 | 11373 | 2.6% |
| 45000 | 10296 | 2.3% |
| 55000 | 9782 | 2.2% |
| 100000 | 9366 | 2.1% |
| Other values (28069) | 318616 |
| Value | Count | Frequency (%) |
| 0 | 273 | |
| 1 | 8 | < 0.1% |
| 6 | 1 | < 0.1% |
| 10 | 3 | < 0.1% |
| 20 | 2 | < 0.1% |
| 25 | 1 | < 0.1% |
| 50 | 1 | < 0.1% |
| 100 | 3 | < 0.1% |
| 150 | 1 | < 0.1% |
| 200 | 2 | < 0.1% |
| Value | Count | Frequency (%) |
| 10999200 | 1 | |
| 9550000 | 1 | |
| 9522972 | 1 | |
| 9225000 | 1 | |
| 8900000 | 1 | |
| 8500000 | 1 | |
| 8400000 | 1 | |
| 8300000 | 1 | |
| 8000000 | 1 | |
| 7500000 | 1 |
loan_status
Categorical
| Distinct | 4 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 3.3 MiB |
| Current | |
|---|---|
| Fully Paid | |
| Charged Off | |
| Late | 14482 |
Length
| Max length | 11 |
|---|---|
| Median length | 7 |
| Mean length | 8.1761676 |
| Min length | 4 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Fully Paid |
|---|---|
| 2nd row | Current |
| 3rd row | Current |
| 4th row | Current |
| 5th row | Current |
Common Values
| Value | Count | Frequency (%) |
| Current | 251552 | |
| Fully Paid | 132055 | |
| Charged Off | 40902 | 9.3% |
| Late | 14482 | 3.3% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| current | 251552 | |
| fully | 132055 | |
| paid | 132055 | |
| charged | 40902 | 6.7% |
| off | 40902 | 6.7% |
| late | 14482 | 2.4% |
Most occurring characters
| Value | Count | Frequency (%) |
| r | 544006 | |
| u | 383607 | |
| e | 306936 | |
| C | 292454 | 8.1% |
| t | 266034 | 7.4% |
| l | 264110 | 7.4% |
| n | 251552 | 7.0% |
| a | 187439 | 5.2% |
| 172957 | 4.8% | |
| d | 172957 | 4.8% |
| Other values (9) | 747212 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 3589264 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| r | 544006 | |
| u | 383607 | |
| e | 306936 | |
| C | 292454 | 8.1% |
| t | 266034 | 7.4% |
| l | 264110 | 7.4% |
| n | 251552 | 7.0% |
| a | 187439 | 5.2% |
| 172957 | 4.8% | |
| d | 172957 | 4.8% |
| Other values (9) | 747212 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 3589264 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| r | 544006 | |
| u | 383607 | |
| e | 306936 | |
| C | 292454 | 8.1% |
| t | 266034 | 7.4% |
| l | 264110 | 7.4% |
| n | 251552 | 7.0% |
| a | 187439 | 5.2% |
| 172957 | 4.8% | |
| d | 172957 | 4.8% |
| Other values (9) | 747212 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 3589264 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| r | 544006 | |
| u | 383607 | |
| e | 306936 | |
| C | 292454 | 8.1% |
| t | 266034 | 7.4% |
| l | 264110 | 7.4% |
| n | 251552 | 7.0% |
| a | 187439 | 5.2% |
| 172957 | 4.8% | |
| d | 172957 | 4.8% |
| Other values (9) | 747212 |
purpose
Categorical
| Distinct | 14 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 3.3 MiB |
| debt_consolidation | |
|---|---|
| credit_card | |
| home_improvement | |
| other | |
| major_purchase | 10685 |
| Other values (9) |
Length
| Max length | 18 |
|---|---|
| Median length | 18 |
| Mean length | 14.753592 |
| Min length | 3 |
Unique
| Unique | 2 ? |
|---|---|
| Unique (%) | < 0.1% |
Sample
| 1st row | debt_consolidation |
|---|---|
| 2nd row | debt_consolidation |
| 3rd row | debt_consolidation |
| 4th row | debt_consolidation |
| 5th row | debt_consolidation |
Common Values
| Value | Count | Frequency (%) |
| debt_consolidation | 246935 | |
| credit_card | 91374 | 20.8% |
| home_improvement | 32995 | 7.5% |
| other | 30875 | 7.0% |
| major_purchase | 10685 | 2.4% |
| medical | 6248 | 1.4% |
| car | 5062 | 1.2% |
| small_business | 4930 | 1.1% |
| vacation | 3585 | 0.8% |
| moving | 3480 | 0.8% |
| Other values (4) | 2822 | 0.6% |
Length
| Value | Count | Frequency (%) |
| debt_consolidation | 246935 | |
| credit_card | 91374 | 20.8% |
| home_improvement | 32995 | 7.5% |
| other | 30875 | 7.0% |
| major_purchase | 10685 | 2.4% |
| medical | 6248 | 1.4% |
| car | 5062 | 1.2% |
| small_business | 4930 | 1.1% |
| vacation | 3585 | 0.8% |
| moving | 3480 | 0.8% |
| Other values (4) | 2822 | 0.6% |
Most occurring characters
| Value | Count | Frequency (%) |
| o | 857946 | |
| d | 682869 | |
| t | 652700 | |
| i | 636484 | |
| n | 539452 | |
| e | 494034 | |
| c | 455264 | |
| _ | 387214 | 6.0% |
| a | 383386 | 5.9% |
| s | 279865 | 4.3% |
| Other values (12) | 1107480 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 6476694 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| o | 857946 | |
| d | 682869 | |
| t | 652700 | |
| i | 636484 | |
| n | 539452 | |
| e | 494034 | |
| c | 455264 | |
| _ | 387214 | 6.0% |
| a | 383386 | 5.9% |
| s | 279865 | 4.3% |
| Other values (12) | 1107480 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 6476694 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| o | 857946 | |
| d | 682869 | |
| t | 652700 | |
| i | 636484 | |
| n | 539452 | |
| e | 494034 | |
| c | 455264 | |
| _ | 387214 | 6.0% |
| a | 383386 | 5.9% |
| s | 279865 | 4.3% |
| Other values (12) | 1107480 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 6476694 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| o | 857946 | |
| d | 682869 | |
| t | 652700 | |
| i | 636484 | |
| n | 539452 | |
| e | 494034 | |
| c | 455264 | |
| _ | 387214 | 6.0% |
| a | 383386 | 5.9% |
| s | 279865 | 4.3% |
| Other values (12) | 1107480 |
zip_code
Text
| Distinct | 908 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 3.3 MiB |
Length
| Max length | 5 |
|---|---|
| Median length | 5 |
| Mean length | 5 |
| Min length | 5 |
Unique
| Unique | 24 ? |
|---|---|
| Unique (%) | < 0.1% |
Sample
| 1st row | 853xx |
|---|---|
| 2nd row | 972xx |
| 3rd row | 349xx |
| 4th row | 601xx |
| 5th row | 373xx |
| Value | Count | Frequency (%) |
| 750xx | 4620 | 1.1% |
| 112xx | 4607 | 1.0% |
| 945xx | 4524 | 1.0% |
| 606xx | 4104 | 0.9% |
| 300xx | 3979 | 0.9% |
| 331xx | 3688 | 0.8% |
| 070xx | 3562 | 0.8% |
| 770xx | 3522 | 0.8% |
| 330xx | 3364 | 0.8% |
| 891xx | 3330 | 0.8% |
| Other values (898) | 399691 |
Most occurring characters
| Value | Count | Frequency (%) |
| x | 877982 | |
| 0 | 194324 | 8.9% |
| 1 | 154910 | 7.1% |
| 3 | 149372 | 6.8% |
| 2 | 136088 | 6.2% |
| 7 | 131806 | 6.0% |
| 9 | 124822 | 5.7% |
| 4 | 114617 | 5.2% |
| 8 | 108268 | 4.9% |
| 5 | 105540 | 4.8% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 2194955 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| x | 877982 | |
| 0 | 194324 | 8.9% |
| 1 | 154910 | 7.1% |
| 3 | 149372 | 6.8% |
| 2 | 136088 | 6.2% |
| 7 | 131806 | 6.0% |
| 9 | 124822 | 5.7% |
| 4 | 114617 | 5.2% |
| 8 | 108268 | 4.9% |
| 5 | 105540 | 4.8% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 2194955 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| x | 877982 | |
| 0 | 194324 | 8.9% |
| 1 | 154910 | 7.1% |
| 3 | 149372 | 6.8% |
| 2 | 136088 | 6.2% |
| 7 | 131806 | 6.0% |
| 9 | 124822 | 5.7% |
| 4 | 114617 | 5.2% |
| 8 | 108268 | 4.9% |
| 5 | 105540 | 4.8% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 2194955 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| x | 877982 | |
| 0 | 194324 | 8.9% |
| 1 | 154910 | 7.1% |
| 3 | 149372 | 6.8% |
| 2 | 136088 | 6.2% |
| 7 | 131806 | 6.0% |
| 9 | 124822 | 5.7% |
| 4 | 114617 | 5.2% |
| 8 | 108268 | 4.9% |
| 5 | 105540 | 4.8% |
addr_state
Categorical
| Distinct | 50 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 3.3 MiB |
| CA | |
|---|---|
| TX | |
| NY | |
| FL | |
| IL | 18131 |
| Other values (45) |
Length
| Max length | 2 |
|---|---|
| Median length | 2 |
| Mean length | 2 |
| Min length | 2 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | AZ |
|---|---|
| 2nd row | OR |
| 3rd row | FL |
| 4th row | IL |
| 5th row | TN |
Common Values
| Value | Count | Frequency (%) |
| CA | 58548 | 13.3% |
| TX | 37043 | 8.4% |
| NY | 36303 | 8.3% |
| FL | 31858 | 7.3% |
| IL | 18131 | 4.1% |
| NJ | 16203 | 3.7% |
| OH | 14878 | 3.4% |
| PA | 14634 | 3.3% |
| GA | 14448 | 3.3% |
| NC | 12257 | 2.8% |
| Other values (40) | 184688 |
Length
| Value | Count | Frequency (%) |
| ca | 58548 | 13.3% |
| tx | 37043 | 8.4% |
| ny | 36303 | 8.3% |
| fl | 31858 | 7.3% |
| il | 18131 | 4.1% |
| nj | 16203 | 3.7% |
| oh | 14878 | 3.4% |
| pa | 14634 | 3.3% |
| ga | 14448 | 3.3% |
| nc | 12257 | 2.8% |
| Other values (40) | 184688 |
Most occurring characters
| Value | Count | Frequency (%) |
| A | 143155 | |
| N | 101348 | |
| C | 93600 | |
| L | 60152 | 6.9% |
| T | 56383 | 6.4% |
| M | 54541 | 6.2% |
| I | 48529 | 5.5% |
| Y | 41501 | 4.7% |
| O | 40134 | 4.6% |
| X | 37043 | 4.2% |
| Other values (14) | 201596 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 877982 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| A | 143155 | |
| N | 101348 | |
| C | 93600 | |
| L | 60152 | 6.9% |
| T | 56383 | 6.4% |
| M | 54541 | 6.2% |
| I | 48529 | 5.5% |
| Y | 41501 | 4.7% |
| O | 40134 | 4.6% |
| X | 37043 | 4.2% |
| Other values (14) | 201596 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 877982 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| A | 143155 | |
| N | 101348 | |
| C | 93600 | |
| L | 60152 | 6.9% |
| T | 56383 | 6.4% |
| M | 54541 | 6.2% |
| I | 48529 | 5.5% |
| Y | 41501 | 4.7% |
| O | 40134 | 4.6% |
| X | 37043 | 4.2% |
| Other values (14) | 201596 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 877982 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| A | 143155 | |
| N | 101348 | |
| C | 93600 | |
| L | 60152 | 6.9% |
| T | 56383 | 6.4% |
| M | 54541 | 6.2% |
| I | 48529 | 5.5% |
| Y | 41501 | 4.7% |
| O | 40134 | 4.6% |
| X | 37043 | 4.2% |
| Other values (14) | 201596 |
dti
Real number (ℝ)
High correlation  Skewed 
| Distinct | 6986 |
|---|---|
| Distinct (%) | 1.6% |
| Missing | 285 |
| Missing (%) | 0.1% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 19.053124 |
| Minimum | -1 |
|---|---|
| Maximum | 999 |
| Zeros | 218 |
| Zeros (%) | < 0.1% |
| Negative | 2 |
| Negative (%) | < 0.1% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | -1 |
|---|---|
| 5-th percentile | 5.12 |
| Q1 | 12.13 |
| median | 18.1 |
| Q3 | 24.8 |
| 95-th percentile | 33.7 |
| Maximum | 999 |
| Range | 1000 |
| Interquartile range (IQR) | 12.67 |
Descriptive statistics
| Standard deviation | 14.427149 |
|---|---|
| Coefficient of variation (CV) | 0.75720649 |
| Kurtosis | 1875.6497 |
| Mean | 19.053124 |
| Median Absolute Deviation (MAD) | 6.3 |
| Skewness | 30.87603 |
| Sum | 8358719.6 |
| Variance | 208.14262 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 14.4 | 306 | 0.1% |
| 20.4 | 300 | 0.1% |
| 13.2 | 296 | 0.1% |
| 18 | 294 | 0.1% |
| 16.8 | 293 | 0.1% |
| 21.6 | 290 | 0.1% |
| 12 | 288 | 0.1% |
| 19.2 | 287 | 0.1% |
| 15.6 | 275 | 0.1% |
| 10.8 | 274 | 0.1% |
| Other values (6976) | 435803 | |
| (Missing) | 285 | 0.1% |
| Value | Count | Frequency (%) |
| -1 | 2 | < 0.1% |
| 0 | 218 | |
| 0.01 | 3 | < 0.1% |
| 0.02 | 6 | < 0.1% |
| 0.03 | 4 | < 0.1% |
| 0.05 | 6 | < 0.1% |
| 0.06 | 6 | < 0.1% |
| 0.07 | 6 | < 0.1% |
| 0.08 | 1 | < 0.1% |
| 0.09 | 2 | < 0.1% |
| Value | Count | Frequency (%) |
| 999 | 31 | |
| 995.17 | 1 | < 0.1% |
| 991.57 | 1 | < 0.1% |
| 886.77 | 1 | < 0.1% |
| 847.22 | 1 | < 0.1% |
| 831.97 | 1 | < 0.1% |
| 818.1 | 1 | < 0.1% |
| 775.9 | 1 | < 0.1% |
| 770 | 1 | < 0.1% |
| 762.5 | 1 | < 0.1% |
delinq_2yrs
Real number (ℝ)
High correlation  Zeros 
| Distinct | 29 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.34341479 |
| Minimum | 0 |
|---|---|
| Maximum | 42 |
| Zeros | 349495 |
| Zeros (%) | 79.6% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 2 |
| Maximum | 42 |
| Range | 42 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 0.93006333 |
|---|---|
| Coefficient of variation (CV) | 2.7082798 |
| Kurtosis | 65.440673 |
| Mean | 0.34341479 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 5.7037747 |
| Sum | 150756 |
| Variance | 0.86501779 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 349495 | |
| 1 | 58564 | 13.3% |
| 2 | 17683 | 4.0% |
| 3 | 6562 | 1.5% |
| 4 | 2905 | 0.7% |
| 5 | 1511 | 0.3% |
| 6 | 882 | 0.2% |
| 7 | 482 | 0.1% |
| 8 | 286 | 0.1% |
| 9 | 193 | < 0.1% |
| Other values (19) | 428 | 0.1% |
| Value | Count | Frequency (%) |
| 0 | 349495 | |
| 1 | 58564 | 13.3% |
| 2 | 17683 | 4.0% |
| 3 | 6562 | 1.5% |
| 4 | 2905 | 0.7% |
| 5 | 1511 | 0.3% |
| 6 | 882 | 0.2% |
| 7 | 482 | 0.1% |
| 8 | 286 | 0.1% |
| 9 | 193 | < 0.1% |
| Value | Count | Frequency (%) |
| 42 | 1 | < 0.1% |
| 36 | 1 | < 0.1% |
| 30 | 1 | < 0.1% |
| 26 | 1 | < 0.1% |
| 25 | 1 | < 0.1% |
| 24 | 1 | < 0.1% |
| 22 | 1 | < 0.1% |
| 21 | 2 | |
| 20 | 4 | |
| 19 | 4 |
earliest_cr_line
Text
| Distinct | 680 |
|---|---|
| Distinct (%) | 0.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 3.3 MiB |
Length
| Max length | 6 |
|---|---|
| Median length | 6 |
| Mean length | 6 |
| Min length | 6 |
Unique
| Unique | 34 ? |
|---|---|
| Unique (%) | < 0.1% |
Sample
| 1st row | Jul-12 |
|---|---|
| 2nd row | Mar-04 |
| 3rd row | May-05 |
| 4th row | Aug-88 |
| 5th row | Aug-98 |
| Value | Count | Frequency (%) |
| sep-05 | 3353 | 0.8% |
| sep-04 | 3351 | 0.8% |
| aug-04 | 3164 | 0.7% |
| aug-03 | 3158 | 0.7% |
| aug-05 | 3138 | 0.7% |
| sep-03 | 3132 | 0.7% |
| aug-06 | 3040 | 0.7% |
| oct-03 | 2981 | 0.7% |
| oct-04 | 2902 | 0.7% |
| aug-02 | 2852 | 0.6% |
| Other values (670) | 407920 |
Most occurring characters
| Value | Count | Frequency (%) |
| - | 438991 | 16.7% |
| 0 | 274802 | 10.4% |
| 9 | 163887 | 6.2% |
| u | 114897 | 4.4% |
| e | 109239 | 4.1% |
| a | 101617 | 3.9% |
| J | 101187 | 3.8% |
| A | 78685 | 3.0% |
| p | 77336 | 2.9% |
| c | 75618 | 2.9% |
| Other values (23) | 1097687 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 2633946 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| - | 438991 | 16.7% |
| 0 | 274802 | 10.4% |
| 9 | 163887 | 6.2% |
| u | 114897 | 4.4% |
| e | 109239 | 4.1% |
| a | 101617 | 3.9% |
| J | 101187 | 3.8% |
| A | 78685 | 3.0% |
| p | 77336 | 2.9% |
| c | 75618 | 2.9% |
| Other values (23) | 1097687 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 2633946 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| - | 438991 | 16.7% |
| 0 | 274802 | 10.4% |
| 9 | 163887 | 6.2% |
| u | 114897 | 4.4% |
| e | 109239 | 4.1% |
| a | 101617 | 3.9% |
| J | 101187 | 3.8% |
| A | 78685 | 3.0% |
| p | 77336 | 2.9% |
| c | 75618 | 2.9% |
| Other values (23) | 1097687 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 2633946 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| - | 438991 | 16.7% |
| 0 | 274802 | 10.4% |
| 9 | 163887 | 6.2% |
| u | 114897 | 4.4% |
| e | 109239 | 4.1% |
| a | 101617 | 3.9% |
| J | 101187 | 3.8% |
| A | 78685 | 3.0% |
| p | 77336 | 2.9% |
| c | 75618 | 2.9% |
| Other values (23) | 1097687 |
fico_range_high
Real number (ℝ)
| Distinct | 38 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 701.84428 |
| Minimum | 664 |
|---|---|
| Maximum | 850 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 664 |
|---|---|
| 5-th percentile | 664 |
| Q1 | 674 |
| median | 694 |
| Q3 | 719 |
| 95-th percentile | 769 |
| Maximum | 850 |
| Range | 186 |
| Interquartile range (IQR) | 45 |
Descriptive statistics
| Standard deviation | 32.929589 |
|---|---|
| Coefficient of variation (CV) | 0.046918655 |
| Kurtosis | 1.43099 |
| Mean | 701.84428 |
| Median Absolute Deviation (MAD) | 20 |
| Skewness | 1.2256408 |
| Sum | 3.0810332 × 108 |
| Variance | 1084.3579 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 664 | 38799 | 8.8% |
| 669 | 36735 | 8.4% |
| 674 | 36052 | 8.2% |
| 684 | 32415 | 7.4% |
| 679 | 32368 | 7.4% |
| 689 | 28302 | 6.4% |
| 694 | 27848 | 6.3% |
| 699 | 24932 | 5.7% |
| 704 | 23840 | 5.4% |
| 709 | 21494 | 4.9% |
| Other values (28) | 136206 |
| Value | Count | Frequency (%) |
| 664 | 38799 | |
| 669 | 36735 | |
| 674 | 36052 | |
| 679 | 32368 | |
| 684 | 32415 | |
| 689 | 28302 | |
| 694 | 27848 | |
| 699 | 24932 | |
| 704 | 23840 | |
| 709 | 21494 |
| Value | Count | Frequency (%) |
| 850 | 88 | < 0.1% |
| 844 | 112 | < 0.1% |
| 839 | 180 | < 0.1% |
| 834 | 294 | 0.1% |
| 829 | 439 | 0.1% |
| 824 | 544 | 0.1% |
| 819 | 765 | |
| 814 | 897 | |
| 809 | 1263 | |
| 804 | 1521 |
mths_since_last_delinq
Real number (ℝ)
High correlation  Missing 
| Distinct | 147 |
|---|---|
| Distinct (%) | 0.1% |
| Missing | 213676 |
| Missing (%) | 48.7% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 33.849042 |
| Minimum | 0 |
|---|---|
| Maximum | 195 |
| Zeros | 460 |
| Zeros (%) | 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 5 |
| Q1 | 15 |
| median | 30 |
| Q3 | 49 |
| 95-th percentile | 74 |
| Maximum | 195 |
| Range | 195 |
| Interquartile range (IQR) | 34 |
Descriptive statistics
| Standard deviation | 21.887352 |
|---|---|
| Coefficient of variation (CV) | 0.64661659 |
| Kurtosis | -0.64835153 |
| Mean | 33.849042 |
| Median Absolute Deviation (MAD) | 16 |
| Skewness | 0.4945745 |
| Sum | 7626697 |
| Variance | 479.05619 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 12 | 4364 | 1.0% |
| 7 | 4347 | 1.0% |
| 6 | 4338 | 1.0% |
| 13 | 4335 | 1.0% |
| 9 | 4295 | 1.0% |
| 8 | 4098 | 0.9% |
| 11 | 4062 | 0.9% |
| 14 | 4053 | 0.9% |
| 10 | 4042 | 0.9% |
| 15 | 3987 | 0.9% |
| Other values (137) | 183394 | |
| (Missing) | 213676 |
| Value | Count | Frequency (%) |
| 0 | 460 | 0.1% |
| 1 | 1744 | |
| 2 | 2450 | |
| 3 | 3032 | |
| 4 | 3469 | |
| 5 | 3804 | |
| 6 | 4338 | |
| 7 | 4347 | |
| 8 | 4098 | |
| 9 | 4295 |
| Value | Count | Frequency (%) |
| 195 | 1 | |
| 192 | 1 | |
| 188 | 1 | |
| 178 | 1 | |
| 168 | 1 | |
| 162 | 1 | |
| 161 | 1 | |
| 150 | 1 | |
| 146 | 2 | |
| 142 | 1 |
open_acc
Real number (ℝ)
High correlation 
| Distinct | 74 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 11.746391 |
| Minimum | 0 |
|---|---|
| Maximum | 97 |
| Zeros | 8 |
| Zeros (%) | < 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 5 |
| Q1 | 8 |
| median | 11 |
| Q3 | 15 |
| 95-th percentile | 23 |
| Maximum | 97 |
| Range | 97 |
| Interquartile range (IQR) | 7 |
Descriptive statistics
| Standard deviation | 5.7677068 |
|---|---|
| Coefficient of variation (CV) | 0.49101947 |
| Kurtosis | 3.6229375 |
| Mean | 11.746391 |
| Median Absolute Deviation (MAD) | 3 |
| Skewness | 1.3414156 |
| Sum | 5156560 |
| Variance | 33.266442 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 9 | 37009 | 8.4% |
| 10 | 36088 | 8.2% |
| 8 | 36028 | 8.2% |
| 11 | 33748 | 7.7% |
| 7 | 33619 | 7.7% |
| 12 | 30503 | 6.9% |
| 6 | 27891 | 6.4% |
| 13 | 26563 | 6.1% |
| 14 | 22872 | 5.2% |
| 5 | 20893 | 4.8% |
| Other values (64) | 133777 |
| Value | Count | Frequency (%) |
| 0 | 8 | < 0.1% |
| 1 | 257 | 0.1% |
| 2 | 1859 | 0.4% |
| 3 | 6306 | 1.4% |
| 4 | 13063 | 3.0% |
| 5 | 20893 | |
| 6 | 27891 | |
| 7 | 33619 | |
| 8 | 36028 | |
| 9 | 37009 |
| Value | Count | Frequency (%) |
| 97 | 1 | < 0.1% |
| 93 | 1 | < 0.1% |
| 86 | 2 | |
| 81 | 1 | < 0.1% |
| 80 | 2 | |
| 75 | 1 | < 0.1% |
| 69 | 1 | < 0.1% |
| 68 | 1 | < 0.1% |
| 66 | 1 | < 0.1% |
| 65 | 3 |
revol_bal
Real number (ℝ)
| Distinct | 61561 |
|---|---|
| Distinct (%) | 14.0% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 16638.971 |
| Minimum | 0 |
|---|---|
| Maximum | 2559552 |
| Zeros | 2153 |
| Zeros (%) | 0.5% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 1568 |
| Q1 | 5815 |
| median | 11040 |
| Q3 | 19850 |
| 95-th percentile | 45963 |
| Maximum | 2559552 |
| Range | 2559552 |
| Interquartile range (IQR) | 14035 |
Descriptive statistics
| Standard deviation | 23834.503 |
|---|---|
| Coefficient of variation (CV) | 1.4324505 |
| Kurtosis | 550.57395 |
| Mean | 16638.971 |
| Median Absolute Deviation (MAD) | 6231 |
| Skewness | 12.557355 |
| Sum | 7.3043585 × 109 |
| Variance | 5.6808352 × 108 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 2153 | 0.5% |
| 8 | 43 | < 0.1% |
| 10 | 43 | < 0.1% |
| 5738 | 43 | < 0.1% |
| 4769 | 40 | < 0.1% |
| 5039 | 40 | < 0.1% |
| 5092 | 40 | < 0.1% |
| 5721 | 39 | < 0.1% |
| 8170 | 39 | < 0.1% |
| 5396 | 39 | < 0.1% |
| Other values (61551) | 436472 |
| Value | Count | Frequency (%) |
| 0 | 2153 | |
| 1 | 22 | < 0.1% |
| 2 | 30 | < 0.1% |
| 3 | 29 | < 0.1% |
| 4 | 31 | < 0.1% |
| 5 | 24 | < 0.1% |
| 6 | 27 | < 0.1% |
| 7 | 22 | < 0.1% |
| 8 | 43 | < 0.1% |
| 9 | 28 | < 0.1% |
| Value | Count | Frequency (%) |
| 2559552 | 1 | |
| 1698749 | 1 | |
| 1696796 | 1 | |
| 1039013 | 1 | |
| 1023940 | 1 | |
| 971736 | 1 | |
| 895286 | 1 | |
| 893598 | 1 | |
| 853207 | 1 | |
| 832764 | 1 |
revol_util
Text
| Distinct | 1163 |
|---|---|
| Distinct (%) | 0.3% |
| Missing | 359 |
| Missing (%) | 0.1% |
| Memory size | 3.3 MiB |
Length
| Max length | 7 |
|---|---|
| Median length | 6 |
| Mean length | 5.5027563 |
| Min length | 2 |
Unique
| Unique | 67 ? |
|---|---|
| Unique (%) | < 0.1% |
Sample
| 1st row | 6.90% |
|---|---|
| 2nd row | 90.10% |
| 3rd row | 49.10% |
| 4th row | 78.10% |
| 5th row | 96% |
| Value | Count | Frequency (%) |
| 0 | 2235 | 0.5% |
| 55 | 933 | 0.2% |
| 56 | 932 | 0.2% |
| 60 | 906 | 0.2% |
| 48 | 897 | 0.2% |
| 57 | 891 | 0.2% |
| 51 | 889 | 0.2% |
| 42 | 867 | 0.2% |
| 45 | 867 | 0.2% |
| 54 | 866 | 0.2% |
| Other values (1153) | 428349 |
Most occurring characters
| Value | Count | Frequency (%) |
| % | 438632 | |
| 0 | 421223 | |
| . | 373181 | |
| 4 | 145327 | 6.0% |
| 5 | 144619 | 6.0% |
| 3 | 144591 | 6.0% |
| 6 | 137810 | 5.7% |
| 2 | 134388 | 5.6% |
| 7 | 128993 | 5.3% |
| 1 | 121547 | 5.0% |
| Other values (2) | 223374 |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 2413685 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| % | 438632 | |
| 0 | 421223 | |
| . | 373181 | |
| 4 | 145327 | 6.0% |
| 5 | 144619 | 6.0% |
| 3 | 144591 | 6.0% |
| 6 | 137810 | 5.7% |
| 2 | 134388 | 5.6% |
| 7 | 128993 | 5.3% |
| 1 | 121547 | 5.0% |
| Other values (2) | 223374 |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 2413685 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| % | 438632 | |
| 0 | 421223 | |
| . | 373181 | |
| 4 | 145327 | 6.0% |
| 5 | 144619 | 6.0% |
| 3 | 144591 | 6.0% |
| 6 | 137810 | 5.7% |
| 2 | 134388 | 5.6% |
| 7 | 128993 | 5.3% |
| 1 | 121547 | 5.0% |
| Other values (2) | 223374 |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 2413685 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| % | 438632 | |
| 0 | 421223 | |
| . | 373181 | |
| 4 | 145327 | 6.0% |
| 5 | 144619 | 6.0% |
| 3 | 144591 | 6.0% |
| 6 | 137810 | 5.7% |
| 2 | 134388 | 5.6% |
| 7 | 128993 | 5.3% |
| 1 | 121547 | 5.0% |
| Other values (2) | 223374 |
total_acc
Real number (ℝ)
High correlation 
| Distinct | 126 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 23.908381 |
| Minimum | 2 |
|---|---|
| Maximum | 173 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 2 |
|---|---|
| 5-th percentile | 8 |
| Q1 | 15 |
| median | 22 |
| Q3 | 30 |
| 95-th percentile | 46 |
| Maximum | 173 |
| Range | 171 |
| Interquartile range (IQR) | 15 |
Descriptive statistics
| Standard deviation | 11.938711 |
|---|---|
| Coefficient of variation (CV) | 0.49935254 |
| Kurtosis | 2.1537577 |
| Mean | 23.908381 |
| Median Absolute Deviation (MAD) | 7 |
| Skewness | 1.066801 |
| Sum | 10495564 |
| Variance | 142.53281 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 20 | 16176 | 3.7% |
| 19 | 16169 | 3.7% |
| 18 | 16156 | 3.7% |
| 21 | 16135 | 3.7% |
| 16 | 16011 | 3.6% |
| 17 | 16007 | 3.6% |
| 22 | 15363 | 3.5% |
| 15 | 15326 | 3.5% |
| 23 | 15236 | 3.5% |
| 14 | 14831 | 3.4% |
| Other values (116) | 281581 |
| Value | Count | Frequency (%) |
| 2 | 238 | 0.1% |
| 3 | 848 | 0.2% |
| 4 | 1907 | 0.4% |
| 5 | 3174 | 0.7% |
| 6 | 4741 | 1.1% |
| 7 | 6332 | |
| 8 | 7633 | |
| 9 | 9294 | |
| 10 | 10746 | |
| 11 | 12045 |
| Value | Count | Frequency (%) |
| 173 | 1 | < 0.1% |
| 165 | 1 | < 0.1% |
| 160 | 1 | < 0.1% |
| 151 | 1 | < 0.1% |
| 144 | 2 | |
| 137 | 2 | |
| 136 | 1 | < 0.1% |
| 122 | 3 | |
| 121 | 1 | < 0.1% |
| 120 | 1 | < 0.1% |
application_type
Categorical
High correlation  Imbalance 
| Distinct | 2 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Memory size | 3.3 MiB |
| Individual | |
|---|---|
| Joint App | 25809 |
Length
| Max length | 10 |
|---|---|
| Median length | 10 |
| Mean length | 9.9412084 |
| Min length | 9 |
Unique
| Unique | 0 ? |
|---|---|
| Unique (%) | 0.0% |
Sample
| 1st row | Individual |
|---|---|
| 2nd row | Individual |
| 3rd row | Individual |
| 4th row | Individual |
| 5th row | Individual |
Common Values
| Value | Count | Frequency (%) |
| Individual | 413182 | |
| Joint App | 25809 | 5.9% |
Length
Common Values (Plot)
| Value | Count | Frequency (%) |
| individual | 413182 | |
| joint | 25809 | 5.6% |
| app | 25809 | 5.6% |
Most occurring characters
| Value | Count | Frequency (%) |
| i | 852173 | |
| d | 826364 | |
| n | 438991 | |
| I | 413182 | |
| v | 413182 | |
| u | 413182 | |
| a | 413182 | |
| l | 413182 | |
| p | 51618 | 1.2% |
| J | 25809 | 0.6% |
| Other values (4) | 103236 | 2.4% |
Most occurring categories
| Value | Count | Frequency (%) |
| (unknown) | 4364101 |
Most frequent character per category
(unknown)
| Value | Count | Frequency (%) |
| i | 852173 | |
| d | 826364 | |
| n | 438991 | |
| I | 413182 | |
| v | 413182 | |
| u | 413182 | |
| a | 413182 | |
| l | 413182 | |
| p | 51618 | 1.2% |
| J | 25809 | 0.6% |
| Other values (4) | 103236 | 2.4% |
Most occurring scripts
| Value | Count | Frequency (%) |
| (unknown) | 4364101 |
Most frequent character per script
(unknown)
| Value | Count | Frequency (%) |
| i | 852173 | |
| d | 826364 | |
| n | 438991 | |
| I | 413182 | |
| v | 413182 | |
| u | 413182 | |
| a | 413182 | |
| l | 413182 | |
| p | 51618 | 1.2% |
| J | 25809 | 0.6% |
| Other values (4) | 103236 | 2.4% |
Most occurring blocks
| Value | Count | Frequency (%) |
| (unknown) | 4364101 |
Most frequent character per block
(unknown)
| Value | Count | Frequency (%) |
| i | 852173 | |
| d | 826364 | |
| n | 438991 | |
| I | 413182 | |
| v | 413182 | |
| u | 413182 | |
| a | 413182 | |
| l | 413182 | |
| p | 51618 | 1.2% |
| J | 25809 | 0.6% |
| Other values (4) | 103236 | 2.4% |
annual_inc_joint
Real number (ℝ)
High correlation  Missing 
| Distinct | 5103 |
|---|---|
| Distinct (%) | 19.8% |
| Missing | 413182 |
| Missing (%) | 94.1% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 117801.75 |
| Minimum | 13470 |
|---|---|
| Maximum | 1300000 |
| Zeros | 0 |
| Zeros (%) | 0.0% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 13470 |
|---|---|
| 5-th percentile | 52000 |
| Q1 | 81000 |
| median | 107000 |
| Q3 | 140000 |
| 95-th percentile | 215000 |
| Maximum | 1300000 |
| Range | 1286530 |
| Interquartile range (IQR) | 59000 |
Descriptive statistics
| Standard deviation | 57901.008 |
|---|---|
| Coefficient of variation (CV) | 0.49151231 |
| Kurtosis | 27.134676 |
| Mean | 117801.75 |
| Median Absolute Deviation (MAD) | 29000 |
| Skewness | 3.1057193 |
| Sum | 3.0403453 × 109 |
| Variance | 3.3525267 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 100000 | 488 | 0.1% |
| 120000 | 437 | 0.1% |
| 110000 | 432 | 0.1% |
| 90000 | 414 | 0.1% |
| 130000 | 392 | 0.1% |
| 80000 | 356 | 0.1% |
| 95000 | 324 | 0.1% |
| 105000 | 322 | 0.1% |
| 150000 | 315 | 0.1% |
| 140000 | 309 | 0.1% |
| Other values (5093) | 22020 | 5.0% |
| (Missing) | 413182 |
| Value | Count | Frequency (%) |
| 13470 | 1 | |
| 15801 | 1 | |
| 17200 | 1 | |
| 18000 | 2 | |
| 18072 | 1 | |
| 18180 | 1 | |
| 19000 | 1 | |
| 19200 | 1 | |
| 19464 | 1 | |
| 19528 | 1 |
| Value | Count | Frequency (%) |
| 1300000 | 1 | |
| 1050000 | 2 | |
| 925000 | 1 | |
| 900000 | 1 | |
| 850000 | 1 | |
| 800000 | 1 | |
| 780000 | 1 | |
| 760000 | 1 | |
| 750000 | 1 | |
| 744000 | 1 |
dti_joint
Real number (ℝ)
High correlation  Missing 
| Distinct | 3548 |
|---|---|
| Distinct (%) | 13.7% |
| Missing | 413183 |
| Missing (%) | 94.1% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 19.06079 |
| Minimum | 0 |
|---|---|
| Maximum | 69.49 |
| Zeros | 5 |
| Zeros (%) | < 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 7.34 |
| Q1 | 13.63 |
| median | 18.71 |
| Q3 | 24.24 |
| 95-th percentile | 31.93 |
| Maximum | 69.49 |
| Range | 69.49 |
| Interquartile range (IQR) | 10.61 |
Descriptive statistics
| Standard deviation | 7.45873 |
|---|---|
| Coefficient of variation (CV) | 0.39131273 |
| Kurtosis | -0.22952902 |
| Mean | 19.06079 |
| Median Absolute Deviation (MAD) | 5.3 |
| Skewness | 0.22121524 |
| Sum | 491920.88 |
| Variance | 55.632653 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 17.02 | 23 | < 0.1% |
| 14.43 | 22 | < 0.1% |
| 18.1 | 22 | < 0.1% |
| 19.49 | 22 | < 0.1% |
| 14.85 | 21 | < 0.1% |
| 14.84 | 21 | < 0.1% |
| 17.73 | 21 | < 0.1% |
| 12.16 | 21 | < 0.1% |
| 22.09 | 21 | < 0.1% |
| 14.1 | 21 | < 0.1% |
| Other values (3538) | 25593 | 5.8% |
| (Missing) | 413183 |
| Value | Count | Frequency (%) |
| 0 | 5 | |
| 0.21 | 1 | < 0.1% |
| 0.23 | 1 | < 0.1% |
| 0.27 | 1 | < 0.1% |
| 0.29 | 1 | < 0.1% |
| 0.32 | 2 | < 0.1% |
| 0.36 | 1 | < 0.1% |
| 0.42 | 1 | < 0.1% |
| 0.43 | 1 | < 0.1% |
| 0.44 | 2 | < 0.1% |
| Value | Count | Frequency (%) |
| 69.49 | 1 | |
| 61.9 | 1 | |
| 55.52 | 1 | |
| 54.19 | 1 | |
| 50.75 | 1 | |
| 45.39 | 1 | |
| 45.34 | 1 | |
| 45.33 | 1 | |
| 43.97 | 1 | |
| 43.91 | 1 |
inq_last_12m
Real number (ℝ)
Zeros 
| Distinct | 39 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 27 |
| Missing (%) | < 0.1% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 2.088128 |
| Minimum | 0 |
|---|---|
| Maximum | 42 |
| Zeros | 120380 |
| Zeros (%) | 27.4% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 1 |
| Q3 | 3 |
| 95-th percentile | 7 |
| Maximum | 42 |
| Range | 42 |
| Interquartile range (IQR) | 3 |
Descriptive statistics
| Standard deviation | 2.387063 |
|---|---|
| Coefficient of variation (CV) | 1.1431593 |
| Kurtosis | 10.061928 |
| Mean | 2.088128 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 2.3238036 |
| Sum | 916613 |
| Variance | 5.6980697 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 120380 | |
| 1 | 106124 | |
| 2 | 76005 | |
| 3 | 49958 | |
| 4 | 31646 | 7.2% |
| 5 | 19577 | 4.5% |
| 6 | 12306 | 2.8% |
| 7 | 7736 | 1.8% |
| 8 | 5077 | 1.2% |
| 9 | 3249 | 0.7% |
| Other values (29) | 6906 | 1.6% |
| Value | Count | Frequency (%) |
| 0 | 120380 | |
| 1 | 106124 | |
| 2 | 76005 | |
| 3 | 49958 | |
| 4 | 31646 | 7.2% |
| 5 | 19577 | 4.5% |
| 6 | 12306 | 2.8% |
| 7 | 7736 | 1.8% |
| 8 | 5077 | 1.2% |
| 9 | 3249 | 0.7% |
| Value | Count | Frequency (%) |
| 42 | 1 | < 0.1% |
| 41 | 1 | < 0.1% |
| 38 | 1 | < 0.1% |
| 37 | 1 | < 0.1% |
| 36 | 2 | < 0.1% |
| 34 | 3 | < 0.1% |
| 32 | 5 | |
| 31 | 4 | |
| 30 | 7 | |
| 29 | 9 |
acc_open_past_24mths
Real number (ℝ)
Zeros 
| Distinct | 47 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 4.6610067 |
| Minimum | 0 |
|---|---|
| Maximum | 61 |
| Zeros | 18634 |
| Zeros (%) | 4.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 1 |
| Q1 | 2 |
| median | 4 |
| Q3 | 6 |
| 95-th percentile | 11 |
| Maximum | 61 |
| Range | 61 |
| Interquartile range (IQR) | 4 |
Descriptive statistics
| Standard deviation | 3.2614662 |
|---|---|
| Coefficient of variation (CV) | 0.69973429 |
| Kurtosis | 4.7203075 |
| Mean | 4.6610067 |
| Median Absolute Deviation (MAD) | 2 |
| Skewness | 1.44407 |
| Sum | 2046140 |
| Variance | 10.637162 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 3 | 64657 | |
| 4 | 60320 | |
| 2 | 58605 | |
| 5 | 51404 | |
| 1 | 42365 | |
| 6 | 40495 | |
| 7 | 30549 | |
| 8 | 22139 | 5.0% |
| 0 | 18634 | 4.2% |
| 9 | 15768 | 3.6% |
| Other values (37) | 34055 |
| Value | Count | Frequency (%) |
| 0 | 18634 | 4.2% |
| 1 | 42365 | |
| 2 | 58605 | |
| 3 | 64657 | |
| 4 | 60320 | |
| 5 | 51404 | |
| 6 | 40495 | |
| 7 | 30549 | |
| 8 | 22139 | 5.0% |
| 9 | 15768 | 3.6% |
| Value | Count | Frequency (%) |
| 61 | 1 | < 0.1% |
| 56 | 1 | < 0.1% |
| 46 | 2 | |
| 45 | 4 | |
| 44 | 1 | < 0.1% |
| 43 | 2 | |
| 40 | 4 | |
| 39 | 2 | |
| 38 | 2 | |
| 37 | 4 |
bc_util
Real number (ℝ)
High correlation  Missing  Zeros 
| Distinct | 1269 |
|---|---|
| Distinct (%) | 0.3% |
| Missing | 5389 |
| Missing (%) | 1.2% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 56.734858 |
| Minimum | 0 |
|---|---|
| Maximum | 252.3 |
| Zeros | 5303 |
| Zeros (%) | 1.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 7.5 |
| Q1 | 34.1 |
| median | 58.3 |
| Q3 | 81.9 |
| 95-th percentile | 97.6 |
| Maximum | 252.3 |
| Range | 252.3 |
| Interquartile range (IQR) | 47.8 |
Descriptive statistics
| Standard deviation | 28.526861 |
|---|---|
| Coefficient of variation (CV) | 0.50281011 |
| Kurtosis | -1.0342881 |
| Mean | 56.734858 |
| Median Absolute Deviation (MAD) | 23.8 |
| Skewness | -0.21031462 |
| Sum | 24600348 |
| Variance | 813.78177 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 5303 | 1.2% |
| 99 | 1318 | 0.3% |
| 98 | 1312 | 0.3% |
| 96 | 1215 | 0.3% |
| 97 | 1170 | 0.3% |
| 95 | 1140 | 0.3% |
| 94 | 1048 | 0.2% |
| 93 | 1043 | 0.2% |
| 92 | 974 | 0.2% |
| 90 | 936 | 0.2% |
| Other values (1259) | 418143 | |
| (Missing) | 5389 | 1.2% |
| Value | Count | Frequency (%) |
| 0 | 5303 | |
| 0.1 | 480 | 0.1% |
| 0.2 | 382 | 0.1% |
| 0.3 | 357 | 0.1% |
| 0.4 | 267 | 0.1% |
| 0.5 | 291 | 0.1% |
| 0.6 | 250 | 0.1% |
| 0.7 | 266 | 0.1% |
| 0.8 | 259 | 0.1% |
| 0.9 | 234 | 0.1% |
| Value | Count | Frequency (%) |
| 252.3 | 1 | |
| 195.6 | 1 | |
| 190.3 | 1 | |
| 189.9 | 1 | |
| 189.8 | 1 | |
| 187 | 1 | |
| 184.4 | 1 | |
| 182.9 | 1 | |
| 182.3 | 1 | |
| 166.4 | 1 |
mort_acc
Real number (ℝ)
Zeros 
| Distinct | 30 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 1.4862423 |
| Minimum | 0 |
|---|---|
| Maximum | 94 |
| Zeros | 185192 |
| Zeros (%) | 42.2% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 1 |
| Q3 | 2 |
| 95-th percentile | 5 |
| Maximum | 94 |
| Range | 94 |
| Interquartile range (IQR) | 2 |
Descriptive statistics
| Standard deviation | 1.8096674 |
|---|---|
| Coefficient of variation (CV) | 1.2176126 |
| Kurtosis | 20.925614 |
| Mean | 1.4862423 |
| Median Absolute Deviation (MAD) | 1 |
| Skewness | 1.91959 |
| Sum | 652447 |
| Variance | 3.2748961 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 185192 | |
| 1 | 81652 | |
| 2 | 66719 | 15.2% |
| 3 | 45877 | 10.5% |
| 4 | 28610 | 6.5% |
| 5 | 15663 | 3.6% |
| 6 | 7937 | 1.8% |
| 7 | 3748 | 0.9% |
| 8 | 1751 | 0.4% |
| 9 | 866 | 0.2% |
| Other values (20) | 976 | 0.2% |
| Value | Count | Frequency (%) |
| 0 | 185192 | |
| 1 | 81652 | |
| 2 | 66719 | 15.2% |
| 3 | 45877 | 10.5% |
| 4 | 28610 | 6.5% |
| 5 | 15663 | 3.6% |
| 6 | 7937 | 1.8% |
| 7 | 3748 | 0.9% |
| 8 | 1751 | 0.4% |
| 9 | 866 | 0.2% |
| Value | Count | Frequency (%) |
| 94 | 1 | |
| 51 | 1 | |
| 37 | 1 | |
| 31 | 1 | |
| 30 | 1 | |
| 28 | 1 | |
| 27 | 1 | |
| 23 | 2 | |
| 22 | 1 | |
| 20 | 2 |
num_accts_ever_120_pd
Real number (ℝ)
Zeros 
| Distinct | 40 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 0.53734587 |
| Minimum | 0 |
|---|---|
| Maximum | 51 |
| Zeros | 333074 |
| Zeros (%) | 75.9% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 0 |
| Q3 | 0 |
| 95-th percentile | 3 |
| Maximum | 51 |
| Range | 51 |
| Interquartile range (IQR) | 0 |
Descriptive statistics
| Standard deviation | 1.4285503 |
|---|---|
| Coefficient of variation (CV) | 2.6585304 |
| Kurtosis | 53.240257 |
| Mean | 0.53734587 |
| Median Absolute Deviation (MAD) | 0 |
| Skewness | 5.4581544 |
| Sum | 235890 |
| Variance | 2.040756 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 333074 | |
| 1 | 56389 | 12.8% |
| 2 | 22053 | 5.0% |
| 3 | 10387 | 2.4% |
| 4 | 6077 | 1.4% |
| 5 | 3590 | 0.8% |
| 6 | 2481 | 0.6% |
| 7 | 1544 | 0.4% |
| 8 | 1024 | 0.2% |
| 9 | 648 | 0.1% |
| Other values (30) | 1724 | 0.4% |
| Value | Count | Frequency (%) |
| 0 | 333074 | |
| 1 | 56389 | 12.8% |
| 2 | 22053 | 5.0% |
| 3 | 10387 | 2.4% |
| 4 | 6077 | 1.4% |
| 5 | 3590 | 0.8% |
| 6 | 2481 | 0.6% |
| 7 | 1544 | 0.4% |
| 8 | 1024 | 0.2% |
| 9 | 648 | 0.1% |
| Value | Count | Frequency (%) |
| 51 | 1 | < 0.1% |
| 45 | 1 | < 0.1% |
| 42 | 1 | < 0.1% |
| 36 | 2 | |
| 35 | 2 | |
| 34 | 1 | < 0.1% |
| 33 | 1 | < 0.1% |
| 32 | 1 | < 0.1% |
| 31 | 2 | |
| 30 | 3 |
percent_bc_gt_75
Real number (ℝ)
High correlation  Missing  Zeros 
| Distinct | 207 |
|---|---|
| Distinct (%) | < 0.1% |
| Missing | 5217 |
| Missing (%) | 1.2% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 40.881013 |
| Minimum | 0 |
|---|---|
| Maximum | 100 |
| Zeros | 125602 |
| Zeros (%) | 28.6% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 0 |
| Q1 | 0 |
| median | 33.3 |
| Q3 | 66.7 |
| 95-th percentile | 100 |
| Maximum | 100 |
| Range | 100 |
| Interquartile range (IQR) | 66.7 |
Descriptive statistics
| Standard deviation | 36.189174 |
|---|---|
| Coefficient of variation (CV) | 0.88523182 |
| Kurtosis | -1.2066557 |
| Mean | 40.881013 |
| Median Absolute Deviation (MAD) | 33.3 |
| Skewness | 0.38163727 |
| Sum | 17733121 |
| Variance | 1309.6563 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 125602 | |
| 100 | 71936 | |
| 50 | 45562 | 10.4% |
| 33.3 | 29777 | 6.8% |
| 66.7 | 25324 | 5.8% |
| 25 | 19855 | 4.5% |
| 75 | 13614 | 3.1% |
| 20 | 13381 | 3.0% |
| 40 | 10827 | 2.5% |
| 16.7 | 8762 | 2.0% |
| Other values (197) | 69134 |
| Value | Count | Frequency (%) |
| 0 | 125602 | |
| 1.4 | 1 | < 0.1% |
| 1.9 | 1 | < 0.1% |
| 2.2 | 1 | < 0.1% |
| 2.3 | 1 | < 0.1% |
| 2.4 | 1 | < 0.1% |
| 2.7 | 1 | < 0.1% |
| 3 | 1 | < 0.1% |
| 3.2 | 1 | < 0.1% |
| 3.3 | 1 | < 0.1% |
| Value | Count | Frequency (%) |
| 100 | 71936 | |
| 95.2 | 1 | < 0.1% |
| 95 | 2 | < 0.1% |
| 94.7 | 1 | < 0.1% |
| 94.4 | 3 | < 0.1% |
| 94.1 | 2 | < 0.1% |
| 93.8 | 8 | < 0.1% |
| 93.7 | 2 | < 0.1% |
| 93.3 | 15 | < 0.1% |
| 92.9 | 19 | < 0.1% |
total_bal_ex_mort
Real number (ℝ)
High correlation 
| Distinct | 132771 |
|---|---|
| Distinct (%) | 30.2% |
| Missing | 0 |
| Missing (%) | 0.0% |
| Infinite | 0 |
| Infinite (%) | 0.0% |
| Mean | 52352.807 |
| Minimum | 0 |
|---|---|
| Maximum | 3408095 |
| Zeros | 233 |
| Zeros (%) | 0.1% |
| Negative | 0 |
| Negative (%) | 0.0% |
| Memory size | 3.3 MiB |
Quantile statistics
| Minimum | 0 |
|---|---|
| 5-th percentile | 6717.5 |
| Q1 | 21387 |
| median | 38741 |
| Q3 | 66114 |
| 95-th percentile | 142882 |
| Maximum | 3408095 |
| Range | 3408095 |
| Interquartile range (IQR) | 44727 |
Descriptive statistics
| Standard deviation | 51067.542 |
|---|---|
| Coefficient of variation (CV) | 0.97544993 |
| Kurtosis | 83.281621 |
| Mean | 52352.807 |
| Median Absolute Deviation (MAD) | 20446 |
| Skewness | 4.3268353 |
| Sum | 2.2982411 × 1010 |
| Variance | 2.6078939 × 109 |
| Monotonicity | Not monotonic |
| Value | Count | Frequency (%) |
| 0 | 233 | 0.1% |
| 30962 | 18 | < 0.1% |
| 24125 | 18 | < 0.1% |
| 26531 | 18 | < 0.1% |
| 31041 | 17 | < 0.1% |
| 31901 | 17 | < 0.1% |
| 21053 | 17 | < 0.1% |
| 20275 | 17 | < 0.1% |
| 23396 | 17 | < 0.1% |
| 23787 | 17 | < 0.1% |
| Other values (132761) | 438602 |
| Value | Count | Frequency (%) |
| 0 | 233 | |
| 1 | 8 | < 0.1% |
| 2 | 4 | < 0.1% |
| 3 | 4 | < 0.1% |
| 4 | 4 | < 0.1% |
| 5 | 3 | < 0.1% |
| 6 | 2 | < 0.1% |
| 7 | 1 | < 0.1% |
| 8 | 5 | < 0.1% |
| 9 | 4 | < 0.1% |
| Value | Count | Frequency (%) |
| 3408095 | 1 | |
| 2698600 | 1 | |
| 1771306 | 1 | |
| 1310848 | 1 | |
| 1234429 | 1 | |
| 1167999 | 1 | |
| 1072366 | 1 | |
| 963229 | 1 | |
| 946682 | 1 | |
| 872627 | 1 |
Interactions
Correlations
| acc_open_past_24mths | addr_state | annual_inc | annual_inc_joint | application_type | bc_util | delinq_2yrs | dti | dti_joint | emp_length | fico_range_high | funded_amnt | home_ownership | inq_last_12m | installment | loan_status | mort_acc | mths_since_last_delinq | num_accts_ever_120_pd | open_acc | percent_bc_gt_75 | purpose | revol_bal | term | total_acc | total_bal_ex_mort | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| acc_open_past_24mths | 1.000 | 0.016 | 0.127 | 0.084 | 0.028 | -0.184 | -0.048 | 0.156 | 0.121 | 0.012 | -0.112 | 0.009 | 0.029 | 0.426 | 0.029 | 0.068 | 0.096 | 0.118 | 0.080 | 0.480 | -0.151 | 0.014 | 0.020 | 0.016 | 0.414 | 0.229 |
| addr_state | 0.016 | 1.000 | 0.007 | 0.053 | 0.053 | 0.019 | 0.004 | 0.006 | 0.044 | 0.020 | 0.011 | 0.027 | 0.121 | 0.039 | 0.028 | 0.039 | 0.009 | 0.024 | 0.000 | 0.024 | 0.024 | 0.020 | 0.004 | 0.041 | 0.030 | 0.000 |
| annual_inc | 0.127 | 0.007 | 1.000 | 0.673 | 0.000 | 0.026 | 0.084 | -0.204 | -0.106 | 0.000 | 0.082 | 0.473 | 0.000 | 0.121 | 0.445 | 0.000 | 0.357 | -0.057 | 0.042 | 0.271 | 0.018 | 0.003 | 0.423 | 0.002 | 0.331 | 0.495 |
| annual_inc_joint | 0.084 | 0.053 | 0.673 | 1.000 | 1.000 | 0.020 | 0.079 | -0.099 | -0.141 | 0.017 | 0.091 | 0.423 | 0.069 | 0.072 | 0.379 | 0.027 | 0.308 | -0.060 | 0.041 | 0.262 | 0.009 | 0.033 | 0.357 | 0.033 | 0.311 | 0.426 |
| application_type | 0.028 | 0.053 | 0.000 | 1.000 | 1.000 | 0.023 | 0.003 | 0.136 | 1.000 | 0.230 | 0.062 | 0.135 | 0.090 | 0.002 | 0.113 | 0.078 | 0.000 | 0.005 | 0.009 | 0.024 | 0.026 | 0.036 | 0.000 | 0.092 | 0.020 | 0.004 |
| bc_util | -0.184 | 0.019 | 0.026 | 0.020 | 0.023 | 1.000 | 0.005 | 0.189 | 0.143 | 0.013 | -0.434 | 0.065 | 0.023 | -0.115 | 0.088 | 0.047 | 0.017 | 0.016 | -0.001 | -0.108 | 0.857 | 0.066 | 0.348 | 0.047 | -0.085 | 0.143 |
| delinq_2yrs | -0.048 | 0.004 | 0.084 | 0.079 | 0.003 | 0.005 | 1.000 | -0.016 | -0.031 | 0.003 | -0.219 | 0.004 | 0.004 | 0.031 | 0.012 | 0.007 | 0.099 | -0.826 | 0.201 | 0.064 | 0.003 | 0.006 | -0.050 | 0.004 | 0.127 | 0.030 |
| dti | 0.156 | 0.006 | -0.204 | -0.099 | 0.136 | 0.189 | -0.016 | 1.000 | 0.597 | 0.013 | -0.018 | 0.049 | 0.016 | 0.046 | 0.063 | 0.007 | 0.002 | 0.013 | -0.051 | 0.318 | 0.179 | 0.004 | 0.270 | 0.012 | 0.263 | 0.445 |
| dti_joint | 0.121 | 0.044 | -0.106 | -0.141 | 1.000 | 0.143 | -0.031 | 0.597 | 1.000 | 0.018 | -0.008 | 0.063 | 0.030 | 0.049 | 0.079 | 0.054 | -0.007 | 0.018 | -0.057 | 0.270 | 0.141 | 0.051 | 0.226 | 0.071 | 0.233 | 0.381 |
| emp_length | 0.012 | 0.020 | 0.000 | 0.017 | 0.230 | 0.013 | 0.003 | 0.013 | 0.018 | 1.000 | 0.015 | 0.029 | 0.096 | 0.005 | 0.025 | 0.018 | 0.007 | 0.016 | 0.005 | 0.019 | 0.017 | 0.022 | 0.003 | 0.048 | 0.037 | 0.003 |
| fico_range_high | -0.112 | 0.011 | 0.082 | 0.091 | 0.062 | -0.434 | -0.219 | -0.018 | -0.008 | 0.015 | 1.000 | 0.107 | 0.053 | -0.134 | 0.056 | 0.068 | 0.106 | 0.118 | -0.268 | 0.047 | -0.394 | 0.040 | 0.016 | 0.050 | 0.034 | 0.050 |
| funded_amnt | 0.009 | 0.027 | 0.473 | 0.423 | 0.135 | 0.065 | 0.004 | 0.049 | 0.063 | 0.029 | 0.107 | 1.000 | 0.090 | 0.013 | 0.968 | 0.040 | 0.231 | -0.008 | -0.052 | 0.199 | 0.051 | 0.101 | 0.452 | 0.442 | 0.221 | 0.335 |
| home_ownership | 0.029 | 0.121 | 0.000 | 0.069 | 0.090 | 0.023 | 0.004 | 0.016 | 0.030 | 0.096 | 0.053 | 0.090 | 1.000 | 0.035 | 0.074 | 0.040 | 0.016 | 0.026 | 0.003 | 0.068 | 0.027 | 0.101 | 0.013 | 0.107 | 0.106 | 0.007 |
| inq_last_12m | 0.426 | 0.039 | 0.121 | 0.072 | 0.002 | -0.115 | 0.031 | 0.046 | 0.049 | 0.005 | -0.134 | 0.013 | 0.035 | 1.000 | 0.029 | 0.049 | 0.128 | 0.023 | 0.091 | 0.198 | -0.105 | 0.019 | -0.055 | 0.013 | 0.218 | 0.156 |
| installment | 0.029 | 0.028 | 0.445 | 0.379 | 0.113 | 0.088 | 0.012 | 0.063 | 0.079 | 0.025 | 0.056 | 0.968 | 0.074 | 0.029 | 1.000 | 0.036 | 0.195 | -0.014 | -0.041 | 0.190 | 0.072 | 0.096 | 0.438 | 0.332 | 0.199 | 0.317 |
| loan_status | 0.068 | 0.039 | 0.000 | 0.027 | 0.078 | 0.047 | 0.007 | 0.007 | 0.054 | 0.018 | 0.068 | 0.040 | 0.040 | 0.049 | 0.036 | 1.000 | 0.006 | 0.016 | 0.005 | 0.013 | 0.043 | 0.029 | 0.003 | 0.099 | 0.040 | 0.004 |
| mort_acc | 0.096 | 0.009 | 0.357 | 0.308 | 0.000 | 0.017 | 0.099 | 0.002 | -0.007 | 0.007 | 0.106 | 0.231 | 0.016 | 0.128 | 0.195 | 0.006 | 1.000 | -0.060 | 0.075 | 0.175 | 0.024 | 0.007 | 0.263 | 0.008 | 0.380 | 0.226 |
| mths_since_last_delinq | 0.118 | 0.024 | -0.057 | -0.060 | 0.005 | 0.016 | -0.826 | 0.013 | 0.018 | 0.016 | 0.118 | -0.008 | 0.026 | 0.023 | -0.014 | 0.016 | -0.060 | 1.000 | 0.070 | -0.050 | 0.010 | 0.007 | 0.025 | 0.015 | -0.054 | -0.017 |
| num_accts_ever_120_pd | 0.080 | 0.000 | 0.042 | 0.041 | 0.009 | -0.001 | 0.201 | -0.051 | -0.057 | 0.005 | -0.268 | -0.052 | 0.003 | 0.091 | -0.041 | 0.005 | 0.075 | 0.070 | 1.000 | 0.011 | -0.010 | 0.007 | -0.138 | 0.010 | 0.127 | 0.000 |
| open_acc | 0.480 | 0.024 | 0.271 | 0.262 | 0.024 | -0.108 | 0.064 | 0.318 | 0.270 | 0.019 | 0.047 | 0.199 | 0.068 | 0.198 | 0.190 | 0.013 | 0.175 | -0.050 | 0.011 | 1.000 | -0.061 | 0.027 | 0.402 | 0.069 | 0.728 | 0.487 |
| percent_bc_gt_75 | -0.151 | 0.024 | 0.018 | 0.009 | 0.026 | 0.857 | 0.003 | 0.179 | 0.141 | 0.017 | -0.394 | 0.051 | 0.027 | -0.105 | 0.072 | 0.043 | 0.024 | 0.010 | -0.010 | -0.061 | 1.000 | 0.059 | 0.313 | 0.058 | -0.048 | 0.129 |
| purpose | 0.014 | 0.020 | 0.003 | 0.033 | 0.036 | 0.066 | 0.006 | 0.004 | 0.051 | 0.022 | 0.040 | 0.101 | 0.101 | 0.019 | 0.096 | 0.029 | 0.007 | 0.007 | 0.007 | 0.027 | 0.059 | 1.000 | 0.000 | 0.107 | 0.025 | 0.011 |
| revol_bal | 0.020 | 0.004 | 0.423 | 0.357 | 0.000 | 0.348 | -0.050 | 0.270 | 0.226 | 0.003 | 0.016 | 0.452 | 0.013 | -0.055 | 0.438 | 0.003 | 0.263 | 0.025 | -0.138 | 0.402 | 0.313 | 0.000 | 1.000 | 0.002 | 0.331 | 0.487 |
| term | 0.016 | 0.041 | 0.002 | 0.033 | 0.092 | 0.047 | 0.004 | 0.012 | 0.071 | 0.048 | 0.050 | 0.442 | 0.107 | 0.013 | 0.332 | 0.099 | 0.008 | 0.015 | 0.010 | 0.069 | 0.058 | 0.107 | 0.002 | 1.000 | 0.092 | 0.007 |
| total_acc | 0.414 | 0.030 | 0.331 | 0.311 | 0.020 | -0.085 | 0.127 | 0.263 | 0.233 | 0.037 | 0.034 | 0.221 | 0.106 | 0.218 | 0.199 | 0.040 | 0.380 | -0.054 | 0.127 | 0.728 | -0.048 | 0.025 | 0.331 | 0.092 | 1.000 | 0.504 |
| total_bal_ex_mort | 0.229 | 0.000 | 0.495 | 0.426 | 0.004 | 0.143 | 0.030 | 0.445 | 0.381 | 0.003 | 0.050 | 0.335 | 0.007 | 0.156 | 0.317 | 0.004 | 0.226 | -0.017 | 0.000 | 0.487 | 0.129 | 0.011 | 0.487 | 0.007 | 0.504 | 1.000 |
Missing values
Sample
| funded_amnt | term | int_rate | installment | emp_title | emp_length | home_ownership | annual_inc | loan_status | purpose | zip_code | addr_state | dti | delinq_2yrs | earliest_cr_line | fico_range_high | mths_since_last_delinq | open_acc | revol_bal | revol_util | total_acc | application_type | annual_inc_joint | dti_joint | inq_last_12m | acc_open_past_24mths | bc_util | mort_acc | num_accts_ever_120_pd | percent_bc_gt_75 | total_bal_ex_mort | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 0 | 4000 | 36 months | 11.99% | 132.84 | Fraud analyst | 8 years | RENT | 45000.0 | Fully Paid | debt_consolidation | 853xx | AZ | 0.67 | 0 | Jul-12 | 744 | NaN | 7 | 1102 | 6.90% | 9 | Individual | NaN | NaN | 5.0 | 4 | 14.7 | 0 | 0 | 0.0 | 1102 |
| 1 | 7200 | 36 months | 11.47% | 237.33 | Client Relations Manager | < 1 year | RENT | 85000.0 | Current | debt_consolidation | 972xx | OR | 10.17 | 0 | Mar-04 | 669 | 35.0 | 6 | 13964 | 90.10% | 10 | Individual | NaN | NaN | 2.0 | 2 | 93.2 | 0 | 0 | 100.0 | 33021 |
| 2 | 20000 | 36 months | 16.29% | 706.01 | Registerd nurse | 8 years | MORTGAGE | 56000.0 | Current | debt_consolidation | 349xx | FL | 33.71 | 0 | May-05 | 664 | 39.0 | 21 | 11198 | 49.10% | 33 | Individual | NaN | NaN | 0.0 | 12 | 78.6 | 3 | 0 | 75.0 | 54298 |
| 3 | 16000 | 60 months | 12.99% | 363.97 | Financial Advisor | 5 years | MORTGAGE | 110000.0 | Current | debt_consolidation | 601xx | IL | 20.53 | 0 | Aug-88 | 674 | 35.0 | 14 | 40709 | 78.10% | 25 | Individual | NaN | NaN | 2.0 | 7 | 96.9 | 3 | 2 | 87.5 | 45733 |
| 4 | 28000 | 60 months | 15.31% | 670.69 | Pharmacist-in-Charge | 3 years | MORTGAGE | 180000.0 | Current | debt_consolidation | 373xx | TN | 24.56 | 0 | Aug-98 | 684 | 37.0 | 14 | 128213 | 96% | 33 | Individual | NaN | NaN | 2.0 | 5 | 97.8 | 4 | 0 | 100.0 | 273107 |
| 5 | 26000 | 36 months | 13.67% | 884.46 | Director, Installation & Support | 8 years | MORTGAGE | 82800.0 | Fully Paid | debt_consolidation | 800xx | CO | 17.48 | 0 | Aug-89 | 664 | 40.0 | 19 | 43091 | 83% | 32 | Individual | NaN | NaN | 1.0 | 9 | 88.5 | 3 | 1 | 87.5 | 43091 |
| 6 | 25000 | 36 months | 12.99% | 842.23 | equipment operator | 10+ years | MORTGAGE | 103000.0 | Current | debt_consolidation | 838xx | ID | 19.97 | 0 | Jul-01 | 684 | 42.0 | 16 | 8369 | 43.40% | 39 | Individual | NaN | NaN | 4.0 | 9 | 67.3 | 6 | 7 | 50.0 | 31897 |
| 7 | 7200 | 36 months | 14.46% | 247.70 | Administrative Assistant | < 1 year | RENT | 35000.0 | Fully Paid | debt_consolidation | 208xx | MD | 24.34 | 0 | Jun-08 | 699 | NaN | 13 | 13109 | 33.50% | 17 | Individual | NaN | NaN | 0.0 | 5 | 46.9 | 0 | 0 | 28.6 | 37558 |
| 8 | 14000 | 60 months | 18.49% | 359.26 | Manager | 10+ years | MORTGAGE | 62000.0 | Fully Paid | debt_consolidation | 982xx | WA | 38.20 | 0 | Aug-99 | 664 | NaN | 12 | 26453 | 81.40% | 50 | Individual | NaN | NaN | 0.0 | 6 | 88.2 | 3 | 0 | 83.3 | 130464 |
| 9 | 11100 | 36 months | 19.99% | 412.46 | Registered Nurse | 10+ years | RENT | 55000.0 | Current | debt_consolidation | 152xx | PA | 28.21 | 1 | Nov-94 | 679 | 54.0 | 23 | 4770 | 18% | 33 | Individual | NaN | NaN | 7.0 | 22 | 21.0 | 0 | 0 | 0.0 | 27873 |
| funded_amnt | term | int_rate | installment | emp_title | emp_length | home_ownership | annual_inc | loan_status | purpose | zip_code | addr_state | dti | delinq_2yrs | earliest_cr_line | fico_range_high | mths_since_last_delinq | open_acc | revol_bal | revol_util | total_acc | application_type | annual_inc_joint | dti_joint | inq_last_12m | acc_open_past_24mths | bc_util | mort_acc | num_accts_ever_120_pd | percent_bc_gt_75 | total_bal_ex_mort | |
|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|---|
| 438981 | 15000 | 60 months | 16.02% | 364.94 | Tech | < 1 year | RENT | 45000.0 | Current | moving | 956xx | CA | 35.79 | 0 | Jun-05 | 674 | 40.0 | 8 | 4682 | 43% | 15 | Joint App | 86000.0 | 19.49 | 5.0 | 4 | 72.9 | 0 | 0 | 50.0 | 62812 |
| 438982 | 25000 | 36 months | 23.88% | 979.25 | Leasing Consultant | < 1 year | RENT | 62000.0 | Current | debt_consolidation | 303xx | GA | 25.93 | 0 | Oct-10 | 664 | NaN | 17 | 18918 | 57.50% | 26 | Joint App | 104000.0 | 27.06 | 7.0 | 4 | 79.5 | 0 | 0 | 50.0 | 74825 |
| 438983 | 6000 | 36 months | 5.32% | 180.69 | NaN | NaN | RENT | 17350.0 | Current | debt_consolidation | 530xx | WI | 9.97 | 0 | Oct-00 | 744 | NaN | 3 | 5256 | 40.10% | 35 | Individual | NaN | NaN | 0.0 | 0 | 40.1 | 0 | 0 | 0.0 | 125784 |
| 438984 | 8000 | 36 months | 7.97% | 250.59 | Pressman | 7 years | MORTGAGE | 60000.0 | Current | debt_consolidation | 932xx | CA | 16.63 | 4 | Jul-02 | 689 | 12.0 | 9 | 5691 | 21.60% | 22 | Individual | NaN | NaN | 2.0 | 5 | 21.6 | 2 | 0 | 16.7 | 55875 |
| 438985 | 8000 | 36 months | 9.93% | 257.88 | Gaming Service Technician | 2 years | RENT | 45000.0 | Current | debt_consolidation | 609xx | IL | 12.67 | 0 | Nov-01 | 684 | 28.0 | 4 | 2452 | 76.60% | 17 | Individual | NaN | NaN | 1.0 | 1 | 76.6 | 1 | 1 | 50.0 | 10364 |
| 438986 | 10000 | 60 months | 24.85% | 292.64 | Senor System Administrator | 10+ years | MORTGAGE | 148000.0 | Current | home_improvement | 201xx | VA | 4.87 | 2 | Nov-94 | 669 | 7.0 | 5 | 4303 | 72.90% | 9 | Joint App | 190000.0 | 3.97 | 0.0 | 2 | 93.7 | 1 | 0 | 100.0 | 4303 |
| 438987 | 10000 | 60 months | 17.09% | 249.01 | Sr consumer engagement specialist | 10+ years | OWN | 44700.0 | Current | debt_consolidation | 494xx | MI | 24.13 | 0 | Aug-00 | 664 | 34.0 | 12 | 5506 | 45.10% | 30 | Individual | NaN | NaN | 1.0 | 6 | 93.0 | 2 | 7 | 100.0 | 33061 |
| 438988 | 12000 | 36 months | 6.72% | 369.00 | Western Regional Manager | < 1 year | RENT | 150000.0 | Current | debt_consolidation | 981xx | WA | 9.23 | 1 | Apr-94 | 674 | 21.0 | 17 | 18432 | 28% | 37 | Individual | NaN | NaN | 3.0 | 4 | 32.9 | 2 | 5 | 0.0 | 23778 |
| 438989 | 4000 | 36 months | 15.05% | 138.76 | Senior Electrical Designer | < 1 year | MORTGAGE | 93600.0 | Current | other | 980xx | WA | 13.21 | 0 | Nov-04 | 664 | 52.0 | 8 | 5370 | 70.70% | 20 | Joint App | 171600.0 | 9.65 | 7.0 | 8 | 0.0 | 1 | 1 | 0.0 | 54727 |
| 438990 | 20000 | 36 months | 10.91% | 653.93 | NaN | NaN | MORTGAGE | 0.0 | Current | debt_consolidation | 720xx | AR | NaN | 0 | Sep-02 | 759 | NaN | 11 | 8204 | 29.80% | 16 | Joint App | 52000.0 | 12.09 | 1.0 | 5 | 56.3 | 1 | 0 | 0.0 | 8204 |